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United Credit Union

Universal PFR (Personal Financial Representative)

United Credit Union, Evergreen Park, Illinois, United States, 60805


VICINITY CREDIT UNION POSITION DESCRIPTION

POSITION TITLE:

Universal Personal Financial RepresentativeDEPARTMENT:

Retail OperationsREPORTS TO:

Assistant Branch Manager or Branch Manager

MAJOR PURPOSE:

To service existing members and prospective new members with regards to United Credit Union's products and services.

PRIMARY RESPONSIBILITIES:

Open new member accounts

Process beneficiary documents

Assist members in the preparation of consumer loan applications

Analyze and process consumer loan applications including the processing of approval and refusal notifications and adverse action letters to the members

Schedule and disburse consumer loans

Identifies and capitalizes on opportunities to promote and cross sell products and services

Greet members at they enter the branch and direct them to the correct area of the credit union to conduct their business

Perform tasks in accordance with United Credit Union's policies, procedures and local, state, and federal regulations

Contact members on pending loans and arrange for scheduling final disbursement

Originate Mortgage application

Assist members in completing payroll deduction, direct deposit forms and allocations

Process U.S. Savings Bond requests for redemption

Respond to any inquiries made by members via telephone, email and/or in-person concerning but not limited to Financial Services

Understand all Teller functions and responsibilities and be able to function as a Teller

Understand the Communication Center duties and responsibilities

Process Death notifications

Process notifications of matured Share Savings Certificates of Deposit and schedule renewals

Provide Financial Services coverage at branches when needed

Attend training assigned by management

Other duties as assigned by supervisor or management

POSITION REQUIREMENTS:

Education:

High School diploma or equivalent is required

Experience:

Minimum of 2 years of related credit union work experience, or equivalent experience in related field or a Bachelor degree or Associate degree preferred. Minimum 1-year loan granting and collection experience with a financial institution preferred

Knowledge/Skill/Abilities:

Excellent math skills and basic accounting knowledge. Excellent verbal and written communication skills. Be able to work well with others. Trustworthy and ability to work with integrity. Exhibit competency in using current technology, such as computer, calculator, etc. necessary to complete required and miscellaneous responsibility. Ability to be a self-starter. Must have good writing and verbal communication skills. Great customer service skills. Knowledge of credit union practice and regulations. Detail oriented and high degree of accuracy. Ability to problem solve and take initiative. Be reliable. Spanish speaking strongly preferred

PHYSICAL DEMANDS

This is a fulltime position. Nature of the work requires prolonged periods of sitting and/or standing at a desk working in front of a computer and operation standard office equipment. Must be able to lift up to 15 pounds at times.

WORKING ENVIRONMENT

The majority of the work performed will be in an office environment.

SUPERVISORY RESPONSIBILITY

None.

COMPENSATION INFORMATION:

Pay Range: $20.00 - $21.00 USD per hour. A competitive compensation and benefits package shall be offered to the selected candidate and includes the following: health, dental, vision, retirement plan, paid holidays, and paid time off.

EEO STATEMENT

Vicinity Credit Union is an Equal Employment Opportunity Employer.

Vicinity Credit Union employees are employees at will. Employment may be terminated for any reason and likewise Vicinity Credit Union may terminate employment for any reason with or without notice.

This is a fulltime position.