Commercial Credit Underwriter

Join a leading bank as a Commercial Credit Underwriter and be at the forefront of empowering businesses through strategic financing solutions. This is your opportunity to tackle complex financial challenges, mentor emerging talent, and drive impactful decisions that lead to significant client success. Elevate your career in an empowering environment where your skills are valued and your contributions make a real difference—apply today!

Job Responsibilities:

• Underwrite new and existing commercial real estate and complex commercial loans, assessing financial condition, repayment capacity, and transaction risks.
• Conduct real estate cash flow and global cash flow analyses, evaluating the financial status of guarantors.
• Underwrite complex business loans, analyzing financial condition, operating performance, and repayment capacity through financial projections and industry analysis.
• Gather necessary information promptly from lending officers and bank staff.
• Ensure compliance with the Bank’s Credit Policy and complete assigned annual training.
• Perform additional duties as required.

Job Requirements:

• Bachelor’s degree in Business or Finance, or equivalent experience.
• 5+ years in the Banking industry as a Credit Underwriter for C&I, CRE, and ABL lending.
• Proficient in Microsoft Office and financial spreadsheet software.
• Advanced knowledge of underwriting for commercial real estate, commercial loans, SBA loans, Asset-Based Loans, and Construction Loans.
• Familiarity with lending activities and State and Federal banking compliance regulations.
• Strong verbal and written communication skills.
• Detail-oriented with excellent organizational and time-management abilities.
• Customer service-focused with the ability to engage internal and external stakeholders.
• Strong problem-solving and analytical skills, with advanced mathematical proficiency.

Ascendo is a certified minority owned staffing firm, and we welcome and celebrate diversity.

Ascendo is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, sex (including pregnancy and gender identity), national origin, political affiliation, sexual orientation, marital status, disability, genetic information, age, parental status, military service or any other characteristic protected by federal, state or local law.