Interamerican Bank
Senior Loan Officer
Interamerican Bank, Miami, FL, United States
Interamerican Bank is a thriving community bank dedicated to serving the needs of businesses and residents throughout Florida. With a strong commitment to excellence and a focus on personalized service, we take pride in building lasting relationships with our clients and contributing to the economic growth of our community.
Responsibilities:
- Manage and lead our commercial and residential lending staff to achieve loan production goals
- Oversee loan production reporting, both residential and commercial
- Supervise past dues and assist the collections department
- Services a developed loan and depository portfolio
- Service existing loan portfolio and ensure compliance with lending laws and regulations
- Assist lenders in structuring new loans and renewals
- Provide timely reports to the CEO and Board of Directors
- Develop new loans and depository accounts
- Support lenders in customer outreach and documentation gathering
- Prepare loan packages for renewals and new loans
- Monitors progress against business objectives throughout the year.
- Oversees and manages production programs in order to increase productivity and maximize profitable growth.
- Review credit rating triggers and administer lending activity in line with bank policy and regulatory requirements
- Cultivate and maintain strong relationships with clients and other industry professionals to generate new business opportunities and referrals
- Collaborate with internal teams such as credit analysis, underwriting, and legal to ensure efficient and accurate loan processing
- Stay abreast of market trends, economic indicators, and regulatory changes affecting the lending industry
- Continuously seek ways to streamline processes and enhance operational efficiency within the lending department
- Works with CEO, CCO, and other members of Executive Management to develop goals, objective, incentive programs, policies and procedures to ensure fiscal integrity and control of the credit division.
Qualifications:
- Bachelor's degree
- Minimum 7 years of lending experience
- At least 5 years of management experience
- Fluency in English and Spanish