PayPal
Senior Legal Counsel, Credit
PayPal, Nevada, Iowa, United States, 50201
The Company
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness.
Job Description Summary:
The Senior Legal Counsel (L27) role is focused on supporting all teams responsible for all US buy now, pay later product offerings. This support includes providing guidance from inception of an initiative through its planning, development, preparedness, and launch, and then carrying through post launch for all aspects of the product lifecycle pre-collections.
Job Description:
This role will be focused on supporting all of the teams responsible for buy now, pay later product offerings.
The successful candidate will have the following specific qualifications and experience:
Significant expertise in legal issues arising in areas such as credit and lending, buy now pay later products, financial services, consumer protection, and marketing.
Expertise in state laws governing consumer credit installment products, including licensing related topics.
Expertise in federal laws and regulations affecting payments, consumer protection, and credit and lending products.
Experience dealing with regulatory bodies, regulatory exams, internal and third-party audits.
Experience supporting compliance and risk teams.
Ability to thrive in a fast-paced environment and to tolerate change and ambiguity.
Ability and drive to take ownership of projects and tasks.
Openness to adapting practice in response to the changing landscape of the industry.
Strong proficiency in team-based subject matter management and knowledge sharing.
Creative thinker with strong problem-solving skills and the ability to provide sound legal advice under challenging circumstances.
7 or more years of relevant experience practicing either in-house or at a reputable law firm.
Juris Doctorate or equivalent degree. Admitted to a state bar and in good standing.
Exceptional writing skills, with strong attention to detail and ability to generate creative, original drafted documents, agreements, and disclosures.
Outstanding communication skills and ability to work both in teams and independently.
Ability to effectively synthesize and explain complex legal requirements to clients across different levels within the organization.
PayPal is committed to fair and equitable compensation practices. Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience. The total compensation for this practice may include an annual performance bonus, equity, and medical, dental, vision, and other benefits.
The U.S. national annual pay range for this role is $99300 to $216040.
For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace.
Our Benefits:
At PayPal, we’re committed to building an equitable and inclusive global economy. We offer benefits to help you thrive in every stage of life, including a flexible work environment, employee shares options, health and life insurance, and more.
Commitment to Diversity and Inclusion:
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by law.
As part of PayPal’s commitment to employees’ health and safety, we have established in-office Covid-19 protocols and requirements, based on expert guidance.
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PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness.
Job Description Summary:
The Senior Legal Counsel (L27) role is focused on supporting all teams responsible for all US buy now, pay later product offerings. This support includes providing guidance from inception of an initiative through its planning, development, preparedness, and launch, and then carrying through post launch for all aspects of the product lifecycle pre-collections.
Job Description:
This role will be focused on supporting all of the teams responsible for buy now, pay later product offerings.
The successful candidate will have the following specific qualifications and experience:
Significant expertise in legal issues arising in areas such as credit and lending, buy now pay later products, financial services, consumer protection, and marketing.
Expertise in state laws governing consumer credit installment products, including licensing related topics.
Expertise in federal laws and regulations affecting payments, consumer protection, and credit and lending products.
Experience dealing with regulatory bodies, regulatory exams, internal and third-party audits.
Experience supporting compliance and risk teams.
Ability to thrive in a fast-paced environment and to tolerate change and ambiguity.
Ability and drive to take ownership of projects and tasks.
Openness to adapting practice in response to the changing landscape of the industry.
Strong proficiency in team-based subject matter management and knowledge sharing.
Creative thinker with strong problem-solving skills and the ability to provide sound legal advice under challenging circumstances.
7 or more years of relevant experience practicing either in-house or at a reputable law firm.
Juris Doctorate or equivalent degree. Admitted to a state bar and in good standing.
Exceptional writing skills, with strong attention to detail and ability to generate creative, original drafted documents, agreements, and disclosures.
Outstanding communication skills and ability to work both in teams and independently.
Ability to effectively synthesize and explain complex legal requirements to clients across different levels within the organization.
PayPal is committed to fair and equitable compensation practices. Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience. The total compensation for this practice may include an annual performance bonus, equity, and medical, dental, vision, and other benefits.
The U.S. national annual pay range for this role is $99300 to $216040.
For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace.
Our Benefits:
At PayPal, we’re committed to building an equitable and inclusive global economy. We offer benefits to help you thrive in every stage of life, including a flexible work environment, employee shares options, health and life insurance, and more.
Commitment to Diversity and Inclusion:
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by law.
As part of PayPal’s commitment to employees’ health and safety, we have established in-office Covid-19 protocols and requirements, based on expert guidance.
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