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Wisetack

Sr. Manager, Credit & Fraud Operations

Wisetack, San Francisco, California, United States, 94199


Since 2018, Wisetack has been building transparent and intuitive consumer lending products that help service-based businesses thrive (think HVAC companies, veterinarians, or auto repair shops).Our leadership team comes from top fintech companies such as Lending Club, Affirm, and Varo Money. And we’re backed by leading VCs, including Insight Partners, Greylock, and Bain Capital Ventures (investors in Airbnb, LinkedIn, Instagram, Dropbox, and more).Having raised $84M, we’re a well-funded startup and have invested in people and technology while growing our partnerships — responsibly.We’re also proud to have received recognition from the fintech world. Awards we’ve won include:2023 Best Consumer Lending Program by Tearsheet2023 Best Point of Sale Product by Fintech Breakthrough2022 Best Consumer Lending Solution by Finovate2022 Best Emerging Lending Platform by Lendit (now Fintech Nexus)But what you’ll find us gleaming about the most is the recognition from our own customers, particularly our sky-high NPS rating of 79. (For reference, the average score is 44 for financial services and 36 for SaaS companies.)As a result of our efforts in building this healthy company culture, we’ve been nominated to several Great Places to Work lists, such as Best Small Workplaces, Best Workplaces in the Bay Area, and Best Workplaces in Financial Services & Insurance.Like any startup, we’re in it for the long haul, and we’re looking for people willing to join our journey of building something special together.This process starts with our company values, which guide us in everything we do — and have played a critical role in our success. We valiantly abide by them, and would expect you to do the same:Put customers first (that’s our M.O.)Act fast (leverage our startup environment).Lead the way (show and tell).Take ownership (everyone is hands-on here).Be a good human (no egos, build financial products that do right by people).The Role

Wisetack is looking for an operations leader, with experience in fraud, to guide our Risk Operations Team. The manager will stay one step ahead of fraudsters by devising fraud prevention, detection and monitoring strategies. To effectively execute, the manager will work cross-functionally to improve and optimize processes that make our entire organization faster. Moreover, as a people manager this individual will coach and guide a high-performing team eager to grow.Responsibilities

Lead a team of credit operations specialists and fraud investigatorsPartner with Risk Analytics to develop, implement, and manage effective fraud prevention and detection strategiesCollaborate with other internal stakeholders such as Growth, Customer Experience, Compliance, and Product to streamline and enhance current interdepartmental processesDelegate responsibilities to enforce and improve procedures, guidelines and training programsCreate new opportunities for team members to learn and grow their careersRequirements

5+ years of financial fraud investigation experienceBachelor's degree is preferred or equivalent professional experienceExperience creating policy and goals for credit and fraud operations teams to align withExpert understanding of Know Your Customer, Know Your Business and Anti-Money Laundering requirements, policies, and lawsExcellent communication, interpersonal, leadership, coaching, and conflict resolution skillsAbility to own projects from start to finish, from ideation and brainstorming to implementation and monitoringAbility to motivate and lead employeesBonus points

Fintech experienceExperience utilizing SQL for data analysis used in proposing process improvementConclusion

The range of base salary for the position is between $120,800-$169,100, plus equity, and benefits. Please note that the base salary range is a guideline, and individual total compensation will vary based on factors such as qualifications, skill level and competencies.Spend a little time on our

About Us page

and check out our

Press page

and our

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for more. If you think this might be a fit, we’d love to hear from you!

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