Property Damage Claims Adjuster/Examiner (HYBRID - Great Neck, NY)

Job TitleProperty Damage Claims Adjuster / Examiner (HYBRID)Location1010 Northern Blvd., Suite 238, Great Neck, NYSalary$55,000 - $80,000 (DOE)Position TypeFull-timeNon-exempt / HourlyMonday – Friday9:00 am – 6:00 pmHybrid after 90 days – 3 days in office/2 days remoteReports toSenior Claims ManagerJob DescriptionAs a Property Damage (PD) Adjuster with DB Insurance, you will play a critical role in managing and resolving claims involving commercial auto and property damages. This role requires a proactive, detail-oriented professional to oversee TPA adjusters and vendors, evaluate coverage and damages, and handle claims ranging from vehicle to structural property and liability claims. You’ll work with experts across various fields, negotiate settlements, and ensure smooth communication with agents and claimants. This is an opportunity to contribute to our commitment to exceptional claims management and to support our policyholders with integrity and expertise.ResponsibilitiesManage and supervise TPA adjusters and outside vendors, including field adjusters and certified public accountants, ensuring accurate handling and assessment of cases.Handle Commercial Auto claims involving vehicle damages, property damages, and bodily injuries, providing expert evaluation and resolution.Manage Commercial and Personal Property claims, including those related to building damage and liability, ensuring comprehensive case review.Review and interpret policy coverage to confirm applicability for reported claims.Evaluate damages to determine appropriate compensation, balancing policyholder needs with company interests.Consult with external professionals, such as accountants, architects, and engineers, to obtain expert assessments as needed.Respond to inquiries and provide prompt assistance to agents and claimants, ensuring a seamless claims experience.Negotiate settlements within authorized limits, aiming to resolve claims fairly and efficiently.Participate in claims-related audits to support continuous improvement and compliance with best practices.Prepare detailed claims reports, maintaining thorough documentation for internal and regulatory review.Qualifications1+ year(s) of experience as PD claims adjuster/examiner or in a similar roleBachelor’s degree or equivalent professional work experienceStrong understanding of insurance policies, coverage analysis, and industry practices for property, auto, and liability claimsAbility to assess damages accurately, interpret policy language, and make coverage determinationsExcellent written and verbal communication skills for interacting with claimants, agents, and team membersFamiliarity with state insurance laws and regulations relevant to property and auto claimsProficient using claims management software, Microsoft Office Suite, and other relevant toolsBenefitsMedical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the companyPaid time off and sick leave10 Annual paid holidays401(k) plan with up to 4% company matchQuarterly Fringe Benefit allowanceJob-related training reimbursementAbout UsHeadquartered in South Korea, DB Insurance is one of the country’s largest and most respected firms, with a rich history dating back to 1962. At DB Insurance USA, we are proud to extend this legacy, offering a wide range of innovative insurance products tailored to meet the diverse needs of our customers. Backed by the strength and stability of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine local expertise with world-class resources to deliver insurance solutions that protect your property, business, and livelihood. With offices across California, Hawaii, New York, and Guam, our dedicated team works to deliver exceptional service, ensuring peace of mind for every policyholder.Please visit our career page at https://dbinsus.applytojob.com/apply/