BayFirst National Bank
HMDA Analyst
BayFirst National Bank, St. Petersburg, Florida, United States,
HMDA Analyst
BayFirst National Bank is a full-service community bank as well as a national SBA Lender dedicated to providing a wide range of high-quality banking services delivered in a personalized, friendly manner. Founded in 1999 and headquartered in St. Petersburg, Florida, we are a true community bank with the goal of becoming a one-stop shop and trusted financial resource for the communities that we serve.
Understanding that our employees are our most valuable resource, we are committed to providing career development opportunities, competitive compensation, and generous benefits to our entire workforce. As an organization, we encourage open communication in an environment of mutual respect, where hard work is rewarded, and a professional but informal atmosphere is valued within the workplace.
Responsibilities include but are not limited to:
BayFirst is looking for a highly motivated individual to join our growing Compliance team. The HMDA Analyst will be responsible for collecting, validating, and analyzing HMDA and CRA data for accuracy to ensure the bank is in compliance with the Home Mortgage Disclosure Act and the Community Reinvestment Act. The ideal candidate will be detailed-oriented, have a high degree of accuracy, and be able to work independently with minimum supervision.
Duties: Identifies HMDA reportable consumer, commercial, and mortgage loans, including their designated census tracts and demographics. Ensures appropriate record entries are made on the HMDA loan/application register (LAR) within thirty calendar days after the end of the calendar quarter. Conducts and leads data reviews and certifies the accuracy of HMDA/CRA data Maintain an internal compliance audit log of all findings reported through various audits and testing. Assists the Chief Compliance Officer in providing required data reports and any other requests, as necessary. Verifies loan information through imaged documents or loan origination systems. Maintains and develops reports within the HMDA/CRA data software. Supports the Compliance Department with other compliance related projects, as necessary. Qualifications
Bachelor's degree required or related experience Minimum of one to three (1-3) years of Bank Regulatory Compliance experience required. Direct HMDA experience strongly preferred Strong competency in Excel. Knowledge of bank operations, consumer and mortgage lending operations and services is a plus Experience with Encompass and/or LoansPQ preferred. Strict attention to detail and a high level of accuracy. Must be able to work in a fast-paced environment Strong writing and analytical skills. Ability to work well under pressure and meet deadlines required.
BayFirst National Bank believes that diversity and inclusivity are essential to positive long-term success and achieving our strategic business goals. We are proud to be an Equal Opportunity Employer, and we encourage diverse and talented applicants to apply. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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BayFirst National Bank is a full-service community bank as well as a national SBA Lender dedicated to providing a wide range of high-quality banking services delivered in a personalized, friendly manner. Founded in 1999 and headquartered in St. Petersburg, Florida, we are a true community bank with the goal of becoming a one-stop shop and trusted financial resource for the communities that we serve.
Understanding that our employees are our most valuable resource, we are committed to providing career development opportunities, competitive compensation, and generous benefits to our entire workforce. As an organization, we encourage open communication in an environment of mutual respect, where hard work is rewarded, and a professional but informal atmosphere is valued within the workplace.
Responsibilities include but are not limited to:
BayFirst is looking for a highly motivated individual to join our growing Compliance team. The HMDA Analyst will be responsible for collecting, validating, and analyzing HMDA and CRA data for accuracy to ensure the bank is in compliance with the Home Mortgage Disclosure Act and the Community Reinvestment Act. The ideal candidate will be detailed-oriented, have a high degree of accuracy, and be able to work independently with minimum supervision.
Duties: Identifies HMDA reportable consumer, commercial, and mortgage loans, including their designated census tracts and demographics. Ensures appropriate record entries are made on the HMDA loan/application register (LAR) within thirty calendar days after the end of the calendar quarter. Conducts and leads data reviews and certifies the accuracy of HMDA/CRA data Maintain an internal compliance audit log of all findings reported through various audits and testing. Assists the Chief Compliance Officer in providing required data reports and any other requests, as necessary. Verifies loan information through imaged documents or loan origination systems. Maintains and develops reports within the HMDA/CRA data software. Supports the Compliance Department with other compliance related projects, as necessary. Qualifications
Bachelor's degree required or related experience Minimum of one to three (1-3) years of Bank Regulatory Compliance experience required. Direct HMDA experience strongly preferred Strong competency in Excel. Knowledge of bank operations, consumer and mortgage lending operations and services is a plus Experience with Encompass and/or LoansPQ preferred. Strict attention to detail and a high level of accuracy. Must be able to work in a fast-paced environment Strong writing and analytical skills. Ability to work well under pressure and meet deadlines required.
BayFirst National Bank believes that diversity and inclusivity are essential to positive long-term success and achieving our strategic business goals. We are proud to be an Equal Opportunity Employer, and we encourage diverse and talented applicants to apply. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
#LI-SN1