Loan Processor

Date Posted: 12/12/2024

Hiring Organization: Rose International

Position Number: 475529

Job Title: Loan Processor

Job Location: Winston Salem, NC, USA, 27101

Work Model: Onsite

Shift:

Monday thru Friday

9am to 6pm

Saturday

10am to 6pm

Employment Type: Temp to Hire

Estimated Duration (In months): 19

Min Hourly Rate ($): 23.50

Max Hourly Rate ($): 23.50

Must Have Skills/Attributes: Banking/Financial, Loan Processing

Required Education:

• High School diploma or equivalent

Required Qualifications:

• Consumer Loan Processing experience – Prefer Auto Loan

• Excellent verbal and written communication

• Multi-tasking in fast paced environment

• Previous experience processing credit applications and decision of credit and assessing risk of applicants

Loan Processor Responsibilities:

• Process and decision credit applications and assess risk of applicants consistent with Loan Processing policy

• Underwrite consistent with our fraud processes, applying override rules and adjudicating the correct promotions

• Make sure all personal and dealer information is logged into the system correctly and accurately with a high attention to detail

• Adjudicate credit decision within service level agreement (SLA) time range of receipt of application

• Field and service dealer/customer client questions relating to underwriting, operational or procedural details

• Provide various direct mailings of current programs to dealers as needed in an effort to develop relationships

• Carry out dealer penetration and relationship building campaign initiatives tele-consulting, dealer meetings and open houses

• Maintain working knowledge of the products that finances and knowledge of manufacturer’s suggested retail prices (MSRP)

• Assist management and other departments as needed with periodic operational, clerical, regulatory and customer service initiatives which do not violate separation of duties principles

• Assist in managing fraud and mitigating Bank Secrecy Act / Anti-Money Laundering (BSA/AML) risk by following approved policies

• Follow underwriting and scorecard processes to include properly documenting accounts using the correct mitigating factors

**Only those lawfully authorized to work in the designated country associated with the position will be considered. **

**Please note that all Position start dates and duration are estimates and may be reduced or lengthened based upon a client’s business needs and requirements. **

Benefits:

For information and details on employment benefits offered with this position, please visit here. Should you have any questions/concerns, please contact our HR Department via our secure website.

California Pay Equity:

For information and details on pay equity laws in California, please visit the State of California Department of Industrial Relations' website here.