Bankers Trust is hiring: Relationship Banker II (BT-North) in Des Moines

Relationship Banker II (BT-North)

Location Des Moines, IA

# of openings 1

Apply Now (https://phh.tbe.taleo.net/phh03/ats/careers/v2/applyRequisition?org=BANKERSTRUST&cws=37&rid=1738)

Job Brief

Responsible for providing personalized customer service to clients. The RB II engages customers in conversation to understand their banking needs and preferences and assists in opening new accounts and maintaining existing deposit/loan relationships.

There are important qualities you look for in an employer meaningful work, community engagement, competitive benefits, commitment to employee development, and so many more. At Bankers Trust, our team members experience an inclusive and community-focused culture and were proud of the premier workplace weve created. We regularly receive best in class results through our biennial employee engagement survey. Were also proud to receive recognition from others, including our designation as a Best Place for Working Parents, being a four-time recipient of the Greater Des Moines Partnerships Inclusion Award, and being named one of the Best Businesses Supporting Local Charity by readers of the Business Record.

Job Summary:

The Relationship Banker II (RB II) is responsible for providing personalized customer service to clients. The RB II engages customers in conversation to understand their banking needs and preferences and assists in opening new accounts and maintaining existing deposit/loan relationships. This position facilitates customer awareness and education of bank's services, including digital banking capabilities. The RB II conducts teller transactions in an accurate and timely manner while maintaining essential controls and safeguards. This position also refers clients to business partners within the Bank. The RB II must be able to work every other Saturday morning and be flexible regarding hours.

Primary Functions and/or Responsibilities:

Provides personalized customer service, building relationships with clients and providing solutions to their financial needs while following the Customer Service Excellence Agreement and Sales Ethics Roadmap

Opens new accounts (including IRA's and HSA's), processes deposits, withdrawals, transfers, loan payments, cashier's checks, foreign currency request and other transactions accurately and timely

Processes loan applications accurately and timely

Identifies customer needs and provides information on products and services that meet those needs

Cross-sells bank products and services that meet customers' needs

Monitors customer activity for suspicious and fraudulent activity

Refers customers to Bank business partners who are able to provide solutions for their financial needs

Maintains essential controls and safeguards while opening and closing the branch

Performs other duties as assigned

Education and/or Experience:

High school diploma or GED preferred

4 - 6 years experience

At least three years of retail banking experience in a customer contact position with an emphasis of sales of products and services is required

At least three years of underwriting/loan decision experience is required

Proven sales record/business development experience required

Notary Public certification within 30 days is required

Signature Medallion within 90 days is required

Specific Skills, Knowledge & Abilities:

Demonstrated sales skills/proven cross divisional referrals resulting in closures that generate revenue.

An advanced knowledge of bank products, which include, deposit accounts, loans, retirement accounts, and treasury products

Ability to make presentations

General knowledge of wealth management

General fiduciary knowledge

General understanding of IRA Regulations/Rules/RMD's

Strong underwriting and lending skills with the ability to make sound underwriting decisions (underwrite loan without computer aide)

Ability to analyze consumer financial statements using form 91

Ability to recognize loan opportunities and recommend products

Ability to work in a high paced environment

Adaptable to change

Critical thinking skills

Flexible regarding working hours

Ability to prioritize business opportunities as needed

Ability to work independently and use electronic resources

Data processing and digital banking knowledge

Hiring Salary Range

The hiring range below reflects targeted base salary. Actual compensation will be determined based on the candidates prior related experience & education and will be finalized at the time of offer. In addition to base salary, most positions are also eligible to participate in our annual bonus program. Select positions may also be eligible to earn incentives and/or commissions. Hiring Salary Range: $23.00 - $27.00 (Annualized at 40 hours per week: $47,840 - $56,160)

Benefits

Group Health, Dental, and Vision Insurance

Generous Paid Time Off (PTO)

Volunteer Time Off (VTO)

401(k) plan with lucrative company match

Tuition assistance

Company Paid Life Insurance

Paid Parental Leave

Lifestyle Accounts that provide employees with reimbursement for the things that are most important to them such as childcare, student loan payments, gym memberships, pet insurance and much more.

Team Member Banking - a suite of products and services with special benefits for employees

Hybrid Eligibility: Position will be onsite.

AFFIRMATIVE ACTION/EQUAL OPPORTUNITY EMPLOYER

PROTECTED VETERANS AND INDIVIDUAL WITH DISABILITY