HireLogic Search Group
Job Title: Senior Loan Processor
Location: Miami, FL
Job Type: Full-Time
About the Role:
Our client is seeking a highly skilled and detail-oriented Senior Loan Processor to join their Residential Lending Team. The ideal candidate will play a crucial role in reviewing, analyzing, and compiling all data associated with residential mortgage and home equity loan applications, ensuring compliance with established policies, procedures, and regulations.
Key Responsibilities:
- Review and analyze residential loan applications from inception to closing.
- Ensure timely and accurate completion of all residential lending disclosures.
- Analyze income documentation, credit reports, and tax return transcripts.
- Request and review appraisals, condo questionnaires, and other necessary documents.
- Run Desktop Underwriter or Loan Prospector for secondary market applications.
- Communicate with loan officers, underwriters, and compliance officers to ensure file completeness.
- Prepare and submit complete credit files to senior underwriters for review.
- Manage closing documents, including property and flood insurance, title documents, and closing instructions.
- Maintain up-to-date knowledge of federal and state loan regulations and secondary market guidelines.
Qualifications:
- 4+ years of experience in loan processing or related field.
- High School Diploma or GED required.
- Proficiency in MS Word and Excel.
- Strong understanding of Fannie Mae, Freddie Mac, USDA, FHA, and other investor guidelines.
- Excellent analytical, problem-solving, and communication skills.
- Bilingual English/Spanish is a plus.
- Knowledge of federal regulations, including AML/BSA/OFAC compliance.
Skills & Abilities:
- Strong attention to detail and ability to manage multiple tasks in a fast-paced environment.
- Self-motivated with a commitment to excellence.
- Ability to work independently and as part of a team.