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American Financial Resources

Mortgage Loan Originator

American Financial Resources, Parsippany, New Jersey, us, 07054


Job Details

LevelExperienced

Position TypeFull Time

Corporate Location: Parsippany, New Jersey

American Financial Resources, Inc. (AFR), the corporate entity for AFR Wholesale (www.afrcorp.com) and eLEND (www.eLEND.com), is a national residential mortgage lender dedicated to helping homeowners, homebuyers, and mortgage professionals achieve their financing goals by delivering innovative mortgage solutions and an unparalleled customer experience.

AFR is not only one of the top lenders in the US, we are on the cutting edge of new technology and we are reshaping the lending landscape by providing our clients with new ways to simplify the mortgage process. We are dedicated to the pursuit of growth and education and provide our employees with the tools they need to succeed.

Requirements & Preferred QualificationsNMLS license requiredAssociates/Bachelor's Degree or equivalent work experience in residential mortgage lending3-5 years of recent loan origination/mortgage sales experienceExtensive knowledge of FHA, VA, USDA, and Conventional loan programsWell-developed understanding of mortgage processing, underwriting, closing proceduresExcellent written and verbal communication skills; Customer service skills a mustSolid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneouslyAbility to analyze and comprehend complex financial data and provide financial alternativesPosition Responsibilities

Accountable for achieving monthly production quotas and sales growthConduct interviews with prospective borrowers to create new residential mortgage businessObtain all necessary information from prospective borrowers to complete the loan application in the form required by lenders and pursuant to company policies and proceduresAscertain the needs of prospective borrowers and provide them with mortgage loan products suited to their financial situation and objectivesDistribute oral and written factual information to prospective borrowers regarding loan terms, conditions, and qualification requirements pursuant to company policies and proceduresArrange for the appraisal of the subject real property in compliance with Fannie Mae's Appraiser Independence Requirements, Truth in Lending Act's Appraisal Independence requirements and/or in compliance with any and all other statutes, regulations, rules or requirements then in effect regarding the appraisal of residential real property in connection with a consumer credit transactionArrange loan documents for delivery to borrowers and secure necessary signatures from principalsMaintain extensive knowledge of company lending programs, policies, procedures, and regulatory requirementsThis is a full-time position with a competitive salary and benefits package, including:

MedicalDentalVision401KPaid Time OffPaid HolidaysMonday through Friday work weekCareer Path opportunities

AFR is an Equal Opportunity Employer and is committed to employment diversity.

To apply please email TalentManagement@afrcorp.com