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Tandem

Mortgage Loan Underwriter - Remote Opportunity

Tandem, Pasadena, California, United States, 91122


Mortgage Loan Underwriter

Our client is a fast-growing national Lender and looking for a new member to join their team. Using established Conventional, Jumbo and Government underwriting guidelines, the potential employee will evaluate borrower financial and credit information in tandem with property valuations to inform lending decisions. The underwriters work closely with all members of the production team throughout the process to bring loans to closing.

*****Ability to work from a local office or a remote opportunity*****

Responsibilities And Duties

Underwrite and decision agency conforming, jumbo FHA/VA residential mortgage loans.Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents.Review appraisal reports to identify and resolve any discrepancies.Perform thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations in order to affirm borrower qualifies for loan.Calculate qualifying ratios, determine creditworthiness; provide risk opinions

Qualifications/Requirements

Must be able to underwrite VA, FHA, Conventional & Jumbo Loans4+ years of Underwriting Experience4+ years of experience underwriting FNMA, FHLMC, and Non-Conforming mortgages is a plusKnowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA)Categorical understanding of the mortgage lending processAbility to carry out requisite loan calculations (DTI, LTV, etc.)Capable of preparing findings reportsAbility to handle multiple files simultaneously.Strong written and verbal communication.Perform well in team environments.Always looking for ways to grow into the future.

Benefits

Offering a full benefit package (health insurance + 401K), and competitive salaries and a upbeat team environment.

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Salary: $65 - $125 per year

Job Posted by ApplicantPro#J-18808-Ljbffr