VP Commercial Banker

Security Bank is seeking a Vice President Commercial Banker position in Tea, South Dakota. The Vice President Commercial Banker will report directly to the Bank President. This position requires someone who can easily build relationships, has a strong business lending knowledge and can market and grow a new territory for Security Bank.

The Vice President Commercial Banker is expected to manage large and complex commercial loan clients, as well as have a robust understanding of the commercial market and lending regulations. The successful candidate should reside in or near Tea, South Dakota.

Responsibilities:

• Support the bank's strong relationship banking culture through ongoing client contact, quality service and product knowledge.
• Originate, process, and service loans in accordance with the loan policy, guidelines, and complying with all State and Federal regulations.
• Analyze client's financial status, conduct site visits and collateral evaluations to make lending decisions.
• Negotiate rates and terms of loans with clients and management within set guidelines.
• Responsible for developing new commercial business relationships while making sound decisions and exhibiting good credit judgment.
• Participate in loan committee.
• Build long-term relationships with clients and colleagues.
• Represent the bank in local community events.

Qualifications & Requirements:

• Minimum of ten years experience in commercial lending preferred.
• Bachelor's degree or equivalent in Business, Finance, Accounting, or related field.
• Must possess thorough understanding of commercial loan documents, processing, closing and commercial loan underwriting.
• Knowledge of loan policies and regulations.
• Strong understanding of financial statements.
• Must have a proven track record in business development.
• Perform job accountabilities with high level of accuracy and timeliness.
• Strong written and verbal communication skills.
• Strong initiative and ability to work independently or in a team setting.
• Ability to build relationships and provide exceptional customer service.
• Demonstrate professionalism in working with the community and all levels of management.
• Ability to maintain discretion and confidentiality.

Excellent benefits package including competitive salary, 401(k), health, life, dental, vision insurance. EOE. For more information about Security Bank, check us out at www.sbmidwest.bank