Edward Daniels Group
Mortgage Underwriter
Edward Daniels Group, New York, New York, us, 10261
This position is based in NYC but is a
Remote
position.Responsibilities:
Underwrite Conventional & Jumbo Loans in accordance with FFF overlays, policies and procedures outlined by Director of Operations.Underwrite Conventional & Jumbo Loans in accordance with all agency guidelines and Investor Overlays.Perform industry-standard underwriting activities (e.g. reviewing Income, assets, title, appraisal, loan application, etc.).Access all risk factors of loan and ensure it meets guidelines.Report to Manager in regard to protocol and file escalation.Check for accuracy of all incoming loan information for file and report discrepancies.Ensure that all of the tax, title, insurance and closing documentation is in place.Interface with borrowers, loan processors, loan officers, and underwriting in an effective manner.Review the appraisal to make sure it is accurate and thorough, ensuring the home is worth at least the purchase price on purchases and value on refinances.Maintain, understand and follow lender/Agency/Investor guidelines at all times.Ensure all loan factors meet particular loan guidelines.Maintain dates in the loan origination system pertaining to underwriting (as applicable).Submit mortgage loans to automated underwriting systems for approval within investor guidelines.Assure all FINAL numbers and information are updated in the file and system prior to issuing a clearance to close.Ensure file compliance prior to closing being requested.Perform all other duties as defined by Employer from time to time.
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Remote
position.Responsibilities:
Underwrite Conventional & Jumbo Loans in accordance with FFF overlays, policies and procedures outlined by Director of Operations.Underwrite Conventional & Jumbo Loans in accordance with all agency guidelines and Investor Overlays.Perform industry-standard underwriting activities (e.g. reviewing Income, assets, title, appraisal, loan application, etc.).Access all risk factors of loan and ensure it meets guidelines.Report to Manager in regard to protocol and file escalation.Check for accuracy of all incoming loan information for file and report discrepancies.Ensure that all of the tax, title, insurance and closing documentation is in place.Interface with borrowers, loan processors, loan officers, and underwriting in an effective manner.Review the appraisal to make sure it is accurate and thorough, ensuring the home is worth at least the purchase price on purchases and value on refinances.Maintain, understand and follow lender/Agency/Investor guidelines at all times.Ensure all loan factors meet particular loan guidelines.Maintain dates in the loan origination system pertaining to underwriting (as applicable).Submit mortgage loans to automated underwriting systems for approval within investor guidelines.Assure all FINAL numbers and information are updated in the file and system prior to issuing a clearance to close.Ensure file compliance prior to closing being requested.Perform all other duties as defined by Employer from time to time.
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