Product Manager

ABOUT EARNINAs one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. Since our founding, our app has been downloaded over 13M times and we have provided access to over $15 billion in earnings.We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.POSITION SUMMARYAs a Product Manager for Banking and Card Products at EarnIn, you'll help bring our mission to life - reinventing the financial system and helping our community members get to a better place financially. You will be responsible for scaling our core product as well as building the next set of product innovations and features to drive the growth of our core business. You'll need to employ everything in your product toolkit to architect the product strategy, constantly discover new insights, and drive forward on execution. The team is looking for someone with strong 0-1 product development or technical experience who is naturally curious, able to dive deep, and passionate about marketing incredible products. This is a great role for someone looking to move into or expand their experience in the product space in startups.This is Palo Alto-based and will require hybrid work from our headquarters every week with about 3 days a week in the office. The US base salary range for this full-time position is $129,200 - 192,500 + equity + benefits. Our salary ranges are determined by role, level, and location.WHAT YOU'LL DOCreate tight feedback loops with our community members and create a deep understanding of product issues and path to resolution.Communicate the product vision, roadmap, and results to your product team and stakeholders including the executive team and community members.Define OKRs and set stretch goals for your product and team.Raise the bar for design quality and user experience for our members.Lead a cross-functional team of engineers, designers, researchers, and data analysts to build and scale products that make the most impact on our community members.Establish, monitor, and analyze metrics to track progress toward product goals.Leverage user research and data analysis to identify and prioritize new product opportunities for your roadmap.Design, develop, and execute features and experiments to rapidly iterate your way to the product's success.Collaborate with key stakeholders across marketing, risk, customer support, finance, and legal to ship sustainable and compliant products.WHAT WE'RE LOOKING FORExperience with 0-1 or new products.Strong analytical skills in leveraging data to drive product decisions and improve metrics.Strong technical background with an ability to be curious and dive deep into projects.Strong product/design sense developed by shipping delightful and innovative products.Deep user empathy and experience building products based on user needs.Naturally curious attitude with an ability to dive deep into problems independently.Interest in or ability to market products to different stakeholders.Confidently creates rapid experimentation to accelerate learning and iteration.Ability to influence and build alignment across the team to successfully deliver against goals.Ability to think outside the box to solve hard problems with creative and radical ideas.Prior fintech, card, or payments experience is a plus but not a requirement.

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