Wipfli
Loan Review Senior Consultant
Wipfli, Montgomery, Alabama, United States,
At Wipfli, people countThe way you think makes you different. At Wipfli, we embrace that.Our inclusive culture provides a space for everyone to have a voice. Our growing number of DEI resource groups celebrate diversity and champion awareness throughout Wipfli.We’re also focused on helping you achieve success with balance. From hybrid schedules and flexible time off to training programs and mental wellness initiatives, we take care of our team.If you want to be in an environment where you can grow, feed your curiosity and make a difference, Wipfli is the place for you.Responsibilities:
Review sample of commercial loans of financial institutions to ensure acceptable credit standards are maintained and loans conform to established company policy and applicable regulatory requirements.Examination of credit risks within commercial loans and mortgages and the appropriateness of risk grades for the loans reviewed.Review documentation relating to origination and renewals, collateral, insurance, flood certification(s), etc.Document compliance with loan policies, lending procedures and applicable regulations with the application.Document observations and deviations to be discussed with the client.Conduct activities consistent with established banking policies, procedures and systems, Bank Secrecy Act and all applicable State and Federal laws and regulations.Use experience and research skills to think beyond the policy and assist on complex deals to act reasonably and rationally in favor of customer as well as the financial institution.Apply lending/credit policy, product and Mortgage loan guidelines, and a high level of judgment, in assessing applicant's credit worthiness.Provide guidance, coaching and feedback to Consultants and serve as the first point of contact for their questions.Travel to client locations within the U.S. is required, 10% - 20%.Qualifications:
Bachelor's degree in Finance, Accounting, or related field.7+ years of experience in loan review, credit examination, or related area.Working knowledge of commercial lending, agricultural lending, real estate development and construction lending, and the required collateral documents.Exceptional understanding of regulatory policies and financial risk management.Knowledge of the latest financial regulations and compliance standards.Ability to effectively communicate to management any weaknesses in loan administration or other matters requiring attention.Wipfli is an equal opportunity/affirmative action employer. All candidates will receive consideration for employment without regards to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, veteran status, disability, or any other characteristics protected by federal, state, or local laws.Wipfli is committed to providing reasonable accommodations for people with disabilities. If you require a reasonable accommodation to complete an application, interview, or participate in our recruiting process, please send us an email at hr@wipfli.com.Wipfli supports equal pay for equal work and values each candidate’s unique experiences and skill sets. The estimated pay range for this position is: $79,000 to $132,000. Compensation within the range is determined by a variety of factors including, but not limited to, location, individuals' skills, experience, training, licensure and certifications, business needs and applicable employment laws.Individuals may be eligible for an annual discretionary bonus, subject to participation rules and based on a variety of factors including, but not limited to, individual and Firm performance.Wipfli cares about our associates and offers a variety of benefits to support their well-being. Highlights include 8 health plan options (both HMO & PPO plans), dental and vision coverage, opportunity to enroll in HSA with potential Firm contribution and an Employee Assistance Program. Other benefits include firm-sponsored basic life and short and long-term disability coverage, a 401(k) savings plan & profit share as well as Firm matching contribution, well-being incentive, education & certification assistance, flexible time off, family care leave, parental leave, family formation benefits, cell phone reimbursement, and travel rewards. Voluntary benefit offerings include critical illness & accident insurance, hospital indemnity insurance, legal, long-term care, pet insurance, ID theft protection, and supplemental life/AD&D. Eligibility for all benefits programs is dependent on annual hours expectation, position status/level and location. Wipfli offers flexibility for many positions to be performed remotely; please discuss your work preferences with your recruiter during the interview process.Employee Benefits:
Generous parental leaveHealth, dental, vision and life insurance benefitsTuition reimbursement401(K) matching and profit sharePerformance bonusFlexible work schedule and vacation policy
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Review sample of commercial loans of financial institutions to ensure acceptable credit standards are maintained and loans conform to established company policy and applicable regulatory requirements.Examination of credit risks within commercial loans and mortgages and the appropriateness of risk grades for the loans reviewed.Review documentation relating to origination and renewals, collateral, insurance, flood certification(s), etc.Document compliance with loan policies, lending procedures and applicable regulations with the application.Document observations and deviations to be discussed with the client.Conduct activities consistent with established banking policies, procedures and systems, Bank Secrecy Act and all applicable State and Federal laws and regulations.Use experience and research skills to think beyond the policy and assist on complex deals to act reasonably and rationally in favor of customer as well as the financial institution.Apply lending/credit policy, product and Mortgage loan guidelines, and a high level of judgment, in assessing applicant's credit worthiness.Provide guidance, coaching and feedback to Consultants and serve as the first point of contact for their questions.Travel to client locations within the U.S. is required, 10% - 20%.Qualifications:
Bachelor's degree in Finance, Accounting, or related field.7+ years of experience in loan review, credit examination, or related area.Working knowledge of commercial lending, agricultural lending, real estate development and construction lending, and the required collateral documents.Exceptional understanding of regulatory policies and financial risk management.Knowledge of the latest financial regulations and compliance standards.Ability to effectively communicate to management any weaknesses in loan administration or other matters requiring attention.Wipfli is an equal opportunity/affirmative action employer. All candidates will receive consideration for employment without regards to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, veteran status, disability, or any other characteristics protected by federal, state, or local laws.Wipfli is committed to providing reasonable accommodations for people with disabilities. If you require a reasonable accommodation to complete an application, interview, or participate in our recruiting process, please send us an email at hr@wipfli.com.Wipfli supports equal pay for equal work and values each candidate’s unique experiences and skill sets. The estimated pay range for this position is: $79,000 to $132,000. Compensation within the range is determined by a variety of factors including, but not limited to, location, individuals' skills, experience, training, licensure and certifications, business needs and applicable employment laws.Individuals may be eligible for an annual discretionary bonus, subject to participation rules and based on a variety of factors including, but not limited to, individual and Firm performance.Wipfli cares about our associates and offers a variety of benefits to support their well-being. Highlights include 8 health plan options (both HMO & PPO plans), dental and vision coverage, opportunity to enroll in HSA with potential Firm contribution and an Employee Assistance Program. Other benefits include firm-sponsored basic life and short and long-term disability coverage, a 401(k) savings plan & profit share as well as Firm matching contribution, well-being incentive, education & certification assistance, flexible time off, family care leave, parental leave, family formation benefits, cell phone reimbursement, and travel rewards. Voluntary benefit offerings include critical illness & accident insurance, hospital indemnity insurance, legal, long-term care, pet insurance, ID theft protection, and supplemental life/AD&D. Eligibility for all benefits programs is dependent on annual hours expectation, position status/level and location. Wipfli offers flexibility for many positions to be performed remotely; please discuss your work preferences with your recruiter during the interview process.Employee Benefits:
Generous parental leaveHealth, dental, vision and life insurance benefitsTuition reimbursement401(K) matching and profit sharePerformance bonusFlexible work schedule and vacation policy
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