Cornerstone Capital Bank
Director, Fair and Responsible Banking
Cornerstone Capital Bank, Plano, Texas, us, 75086
Cornerstone Capital Bank is a new bank, with over $330 million in capital and $2.3 billion in total assets, and arises from the combination of mortgage industry giant Cornerstone Home Lending and community banking standout Roscoe State Bank. You'll be on the front end of working for an innovative large community bank that is a leader in mortgage lending and community banking and growing in middle-market commercial and real estate lending.
We honor
God
by using our talents to make a
positive difference
in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.
Who we are looking for:
The Director, Fair and Responsible Banking (FaRB) will develop, implement, and administer all aspects of the Bank's Fair and Responsible Banking Program. Reporting to the Managing Director, Fair Lending and Responsible Banking, this position will help ensure that Cornerstone Capital Bank and its subsidiaries, across a national footprint of 46 states, are operating in compliance with applicable laws and regulations. This position will be appointed and serve as the Fair Lending Officer.
The preference is for this position to be in Houston or Plano. Will consider remote for the right qualified candidate.
What you'll do:
Support the development and implementation of the Bank's FaRB Program and strategiesManage FaRB Program for the Bank and several Controlled Business ArrangementsMaintain Program policies and procedures; continually enhance Program, as deemed necessaryMonitor and report on FaRB activities to oversee adherence to applicable laws and regulationsServe as subject matter expert on fair lending and responsible banking (including UDAP and UDAAP) laws, rules, regulations and regulatory agency policy statements and guidance (LRRs)Oversee compliance with applicable federal and state regulationsSupport interface with auditors and regulators and oversee internal audits and regulatory examinations related to fair lending and responsible bankingLead development and execution of fair lending risk assessments utilizing regression analysis and other tools available in RiskExec analysis systemLead Fair Lending Committee material preparation and actively participate in committee meetingEnsure the completion of the annual Fair Lending risk assessmentConduct periodic reviews and develop reportingPrepare FaRB assessments, plans, training, and reporting for executive management and the Board of Directors, as neededAdvise Bank team members on relevant FaRB LRRsIdentify and advise on FaRB training needs across the organization and assist in curriculum developmentChampion FaRB initiatives across the enterpriseMentor and develop team membersOther duties as assignedParticipate in industry forums to stay abreast of industry best practices and trends
What you'll need to be successful:
Success in this job relies on your time management skills, organization, and positive attitude. In addition, you'll need the following qualifications:Minimum of 8 years of experience of administering a fair lending and/or responsible banking programBachelor's Degree preferred, or Associate's degree and a combination of experienceThe position will require 5+ years of experience leading and managing a team.Expert knowledge of risk management practices and regulatory expectationsExpert knowledge of ECOA, FHA, HMDA, FCRA/FACTA, UDAAP, UDAPExpert on fair lending software analysis tools; RiskExec experience preferredStrong analytical skills and the ability to "story tell" with data to explain complex scenarios and fact situationsStrong analytical reasoning, problem solving and critical thinking skillsStrong computer and organizational skillsStrong oral and written presentation skillsAbility to train on fair lending and UDAAP requirementsAbility to work independentlyAbility to multi-task and meet deadlinesStrong proficiency with Microsoft Office
What we offer:
Because we recognize and reward hard work, we offer a competitive salary, a full benefits package, and the potential for a performance-based bonus.
What to do next:
If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to finger, handle or feel; and reach with hands and arms. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.
The noise level in the work environment is usually quiet to moderate.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
#J-18808-Ljbffr
We honor
God
by using our talents to make a
positive difference
in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.
Who we are looking for:
The Director, Fair and Responsible Banking (FaRB) will develop, implement, and administer all aspects of the Bank's Fair and Responsible Banking Program. Reporting to the Managing Director, Fair Lending and Responsible Banking, this position will help ensure that Cornerstone Capital Bank and its subsidiaries, across a national footprint of 46 states, are operating in compliance with applicable laws and regulations. This position will be appointed and serve as the Fair Lending Officer.
The preference is for this position to be in Houston or Plano. Will consider remote for the right qualified candidate.
What you'll do:
Support the development and implementation of the Bank's FaRB Program and strategiesManage FaRB Program for the Bank and several Controlled Business ArrangementsMaintain Program policies and procedures; continually enhance Program, as deemed necessaryMonitor and report on FaRB activities to oversee adherence to applicable laws and regulationsServe as subject matter expert on fair lending and responsible banking (including UDAP and UDAAP) laws, rules, regulations and regulatory agency policy statements and guidance (LRRs)Oversee compliance with applicable federal and state regulationsSupport interface with auditors and regulators and oversee internal audits and regulatory examinations related to fair lending and responsible bankingLead development and execution of fair lending risk assessments utilizing regression analysis and other tools available in RiskExec analysis systemLead Fair Lending Committee material preparation and actively participate in committee meetingEnsure the completion of the annual Fair Lending risk assessmentConduct periodic reviews and develop reportingPrepare FaRB assessments, plans, training, and reporting for executive management and the Board of Directors, as neededAdvise Bank team members on relevant FaRB LRRsIdentify and advise on FaRB training needs across the organization and assist in curriculum developmentChampion FaRB initiatives across the enterpriseMentor and develop team membersOther duties as assignedParticipate in industry forums to stay abreast of industry best practices and trends
What you'll need to be successful:
Success in this job relies on your time management skills, organization, and positive attitude. In addition, you'll need the following qualifications:Minimum of 8 years of experience of administering a fair lending and/or responsible banking programBachelor's Degree preferred, or Associate's degree and a combination of experienceThe position will require 5+ years of experience leading and managing a team.Expert knowledge of risk management practices and regulatory expectationsExpert knowledge of ECOA, FHA, HMDA, FCRA/FACTA, UDAAP, UDAPExpert on fair lending software analysis tools; RiskExec experience preferredStrong analytical skills and the ability to "story tell" with data to explain complex scenarios and fact situationsStrong analytical reasoning, problem solving and critical thinking skillsStrong computer and organizational skillsStrong oral and written presentation skillsAbility to train on fair lending and UDAAP requirementsAbility to work independentlyAbility to multi-task and meet deadlinesStrong proficiency with Microsoft Office
What we offer:
Because we recognize and reward hard work, we offer a competitive salary, a full benefits package, and the potential for a performance-based bonus.
What to do next:
If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to finger, handle or feel; and reach with hands and arms. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.
The noise level in the work environment is usually quiet to moderate.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
#J-18808-Ljbffr