Jr. Software Engineer

NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja and NinjaCard brands, we empower people overlooked by traditional financial institutions to take control of their finances via a full suite of digital banking and lending products, providing incentives and rewards along the way as we guide them on a path to financial improvement. Through our EDGE brand, we help companies better understand their customers by offering a package of bespoke underwriting, fraud detection, and analytics services. With offices in Chicago, Miami, and around the world through the power of remote work, we are a lean and innovative team always seeking like-minded talent to join us in our fight to disrupt consumer finance.Job SummaryAs a Junior Software Engineer, you will be involved in developing new features, improving existing systems, and integrating with external platforms. You’ll collaborate with a team of developers, QA, and Product Managers to design and implement features that contribute to a top-notch product. You’ll also work closely with your technical lead to align with the broader Engineering vision and goals.While you may not have built entire systems from scratch yet, this role is an opportunity to learn from experienced engineers and gain valuable insights into good design practices. You’ll have the chance to understand the challenges of scaling and improving systems while developing your skills and instincts in software design.You'll be part of a team that works in one of the following areas:Customer Communication - how we communicate with our customers & potential customers. I.e. email, sms, snail mailIdentity - managing customer and potential customer informationDecisions - Decision systems for bidding on marketing leads and automatically making underwriting decisions.Portfolio Management - Systems responsible for managing the life cycle of our lending and banking products such as integrations to external payment processing systems.What You’ll Work On:Develop and maintain Ruby on Rails applicationsWrite clean, efficient, and well-documented codeCollaborate with senior developers, product managers, and designersParticipate in code reviews and implement feedbackAssist in troubleshooting and bug fixingLearn and apply best practices in software development and financial technologyStay updated on Ruby on Rails trends and emerging technologiesRequirements:Bachelor's degree in Computer Science, Software Engineering, or related field (or equivalent experience)0-2 years of experience with Ruby on Rails developmentSolid understanding of object-oriented programming conceptsBasic knowledge of SQL and relational databasesExperience with version control systems (preferably Git)Strong problem-solving skills and attention to detailExcellent communication and teamwork abilitiesEagerness to learn and grow in a fast-paced environmentAdditional Pluses, but Not Requirements:Experience with test-driven development (TDD)Familiarity with Agile development methodologiesBasic understanding of RESTful APIsKnowledge of financial industry concepts and regulations (a plus)

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