Director, Credit Risk

At FNBO, our employees are the heart of our story—and we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success.Our Modern, Flexible Workplace:We believe in a Modern, Flexible Workplace, and we are continuously exploring advancements in technology and office environments to make it easier to work from anywhere at any time, allowing for more flexibility in where and how you work. We know that choice and flexibility are important to you. It is anticipated that an incumbent in this role will work onsite for three (3) or more days a week and will have a dedicated workspace when working onsite. Work location is subject to change based on business needs.Summary of the Job:The Director, Consumer Credit Risk is accountable for managing the credit risk performance of their assigned portfolios. This includes leading the design, development, implementation, and validation of credit policies and strategies. This role is responsible for optimizing portfolio credit risk and profitability and ensuring strategies support defined credit risk appetite, and could serve as a liaison between the business units and either regulators or vendors.About This Role:Manage credit losses of assigned portfoliosIndependently initiate, conduct and manage complex credit risk projects, including project design, data collection, analysis, summarization, presentation of results and recommendations, and implementation supportCollaborate with credit management and other business functions to ensure the bank meets customer needs.Monitor and evaluate performance of existing credit risk strategies and develop new strategies by analyzing and evaluating data and utilizing various statistical and analytical techniques and toolsLead or manage the implementation of new and modified strategiesThe Ideal Candidate for This Role:Knowledge & SkillsKnowledge of consumer and/or small business creditAbility to work with data to identify complex business trends and propose solutionsAbility to build consensus and influence the organization in order to achieve business goalsDemonstrated creative approach to problem solvingEducation and ExperienceBachelor's degree7+ years of experience in a highly analytical business function to include coding and working with large data setsCompensation:Compensation range (base pay): $93,977.00-$159,762.00Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.Benefits Overview:We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:Medical, Dental, Vision Insurance401k, With Matching ContributionsTime Off ProgramsHealth Savings Account (HSA)/Dependent CareEmployee BankingGrowth OpportunitiesTuition AssistanceShort-Term/Long-Term Disability InsuranceLearn more about FNBO benefits here:

FNBO Benefits .Equity, Diversity, & Inclusion:FNBO is committed to belonging, inclusion, diversity, and equity. We are committed to intentionally and proactively creating pathways to success for historically underrepresented populations. To accomplish this, we foster a culture of belonging and inclusion so that every employee is valued, and has opportunity and the ability to make an impact.See the full

FNBO Equity, Diversity, & Inclusion Statement

here.Application Deadline:All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.

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