First National Bank of Omaha
Director, Consumer Credit Risk
First National Bank of Omaha, Omaha, Nebraska, us, 68197
At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success.
Our Modern, Flexible Workplace:
We believe in a Modern, Flexible Workplace, and we are continuously exploring advancements in technology and office environments to make it easier to work from anywhere at any time, allowing for more flexibility in where and how you work. We know that choice and flexibility are important to you. We also recognize that flexible and remote positions can become opportunities for military partners, caregivers, and individuals with disabilities to thrive at our company. We invite you to consider what a Modern, Flexible Workplace can mean for you! It is anticipated that an incumbent in this role will work onsite for three (3) or more days a week and will have a dedicated workspace when working onsite. Work location is subject to change based on business needs.
Summary of the Job:
The Director, Consumer Credit Risk is accountable for managing the credit risk performance of their assigned portfolios. This also includes leading the design, development, implementation and validation of credit policies and strategies. This role is responsible for optimizing portfolio credit risk and profitability and ensure strategies support defined credit risk appetite, and could serve as a liaison between the business units and either regulators or vendors.
About This Role:
Manage credit losses of assigned portfolios
Independently initiate, conduct and manage complex credit risk projects, including project design data collection, analysis, summarization, presentation of results and recommendations, and implementation support
Collaborate with credit management and other business functions to ensure the bank meets the customer needs.
Monitor and evaluate performance of existing credit risk strategies and develop new strategies by analyzing and evaluating data and utilizing various statistical and analytical techniques and tools
Lead or manage the implementation of new and modified strategies
The Ideal Candidate for This Role:
Knowledge & Skills:
Knowledge of consumer and/or small business credit
Ability to work with data to identify complex business trends and propose solutions
Ability to build consensus and influence the organization in order to achieve business goals
Demonstrated creative approach to problem solving
Education and Experience:
Bachelor’s degree
7+ years of experience in a highly analytical business function to include coding and working with large data sets
Compensation:
Compensation range (base pay): $93,977.00-$159,762.00. Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.
Benefits Overview:
We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:
Medical, Dental, Vision Insurance
401k, With Matching Contributions
Time Off Programs
Health Savings Account (HSA)/Dependent Care
Employee Banking
Growth Opportunities
Tuition Assistance
Short-Term/Long-Term Disability Insurance
Learn more about FNBO benefits here:
FNBO Benefits .
For additional information regarding compensation and benefits, e-mail FNBO at
TAGAdmin@fnni.com . To ensure you receive a response, include the number of this job (listed below) in the subject line of your message. Job number: R-20240855
Equity, Diversity, & Inclusion:
FNBO is committed to belonging, inclusion, diversity and equity. We are committed to intentionally and proactively creating pathways to success for historically underrepresented populations. To accomplish this, we foster a culture of belonging and inclusion so that every employee is valued, and has opportunity and the ability to make an impact. FNBO strives to reflect the diversity of the communities we serve in the makeup of our workforce.
All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status.
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Our Modern, Flexible Workplace:
We believe in a Modern, Flexible Workplace, and we are continuously exploring advancements in technology and office environments to make it easier to work from anywhere at any time, allowing for more flexibility in where and how you work. We know that choice and flexibility are important to you. We also recognize that flexible and remote positions can become opportunities for military partners, caregivers, and individuals with disabilities to thrive at our company. We invite you to consider what a Modern, Flexible Workplace can mean for you! It is anticipated that an incumbent in this role will work onsite for three (3) or more days a week and will have a dedicated workspace when working onsite. Work location is subject to change based on business needs.
Summary of the Job:
The Director, Consumer Credit Risk is accountable for managing the credit risk performance of their assigned portfolios. This also includes leading the design, development, implementation and validation of credit policies and strategies. This role is responsible for optimizing portfolio credit risk and profitability and ensure strategies support defined credit risk appetite, and could serve as a liaison between the business units and either regulators or vendors.
About This Role:
Manage credit losses of assigned portfolios
Independently initiate, conduct and manage complex credit risk projects, including project design data collection, analysis, summarization, presentation of results and recommendations, and implementation support
Collaborate with credit management and other business functions to ensure the bank meets the customer needs.
Monitor and evaluate performance of existing credit risk strategies and develop new strategies by analyzing and evaluating data and utilizing various statistical and analytical techniques and tools
Lead or manage the implementation of new and modified strategies
The Ideal Candidate for This Role:
Knowledge & Skills:
Knowledge of consumer and/or small business credit
Ability to work with data to identify complex business trends and propose solutions
Ability to build consensus and influence the organization in order to achieve business goals
Demonstrated creative approach to problem solving
Education and Experience:
Bachelor’s degree
7+ years of experience in a highly analytical business function to include coding and working with large data sets
Compensation:
Compensation range (base pay): $93,977.00-$159,762.00. Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.
Benefits Overview:
We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:
Medical, Dental, Vision Insurance
401k, With Matching Contributions
Time Off Programs
Health Savings Account (HSA)/Dependent Care
Employee Banking
Growth Opportunities
Tuition Assistance
Short-Term/Long-Term Disability Insurance
Learn more about FNBO benefits here:
FNBO Benefits .
For additional information regarding compensation and benefits, e-mail FNBO at
TAGAdmin@fnni.com . To ensure you receive a response, include the number of this job (listed below) in the subject line of your message. Job number: R-20240855
Equity, Diversity, & Inclusion:
FNBO is committed to belonging, inclusion, diversity and equity. We are committed to intentionally and proactively creating pathways to success for historically underrepresented populations. To accomplish this, we foster a culture of belonging and inclusion so that every employee is valued, and has opportunity and the ability to make an impact. FNBO strives to reflect the diversity of the communities we serve in the makeup of our workforce.
All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status.
#J-18808-Ljbffr