Integrity Marketing Group
Senior Life Insurance Underwriter
Integrity Marketing Group, Topeka, Indiana, United States, 46571
For more than 50 years, Ash Brokerage has been dedicated to impacting lives. We were founded on the power of relationships, and that still drives our culture today. Our team of almost 400 employees is the same service-centered culture as we had in 1971.
Ash Brokerage works with financial professionals to help find, understand, and process insurance and retirement solutions to protect clients in every stage of life.
Responsibilities:
Review/summarize lifestyle, medical, non-medical, and financial data to accurately evaluate/classify/rate each risk to determine insurability and targeted carriers.
Successfully deliver competitive outcomes by applying your underwriting and product experience.
Identify and address underwriting challenges within life applications/questionnaires, lab results, exams, and medical records.
Advocate and negotiate with insurance carriers on formal and informal offers.
Consult with agents/brokers, internal staff, and medical professionals to gather additional information.
Educate yourself on the latest medical advancements and changes related to underwriting.
Apply knowledge and experience to provide consistent and accurate advice on pre-sale inquiries.
Utilize web-based Agency Management System (AMS) to document relevant case information.
Maintain a sense of urgency without losing attention to detail, and the ability to multi-task.
Engage the expertise of senior underwriting staff in case consultations and discussions.
Work in a team-focused environment and contribute beyond your assigned workload.
Produce holistic case-by-case solutions that incorporate all dynamics of risk assessment.
Participate in mentoring and allow newer underwriters or case managers to job shadow.
Involvement in Underwriting projects and training.
Ability to escalate cases with carrier partners as needed.
Continuously seek ways to expedite and improve processes and service.
Foster a relationship focus with internal teammates, external customers, and carrier partners.
Partner with marketing, sales, underwriting, and New Business leadership to drive additional revenue and evaluate overall service.
Talents and Abilities:
Positive attitude and willingness to work in a team environment.
Ability to communicate confidently, both verbally and in writing.
Willingness to take initiative and exhibit creative thinking.
Additional industry accredited education (LOMA, ALU, CLU) is a plus.
Strong phone and computer skills, specifically in Microsoft Excel and Word.
Prior experience in using online reinsurance manuals and carrier-specific manuals.
Basic knowledge of the life insurance industry and key carriers.
Prior exposure to multi-faceted underwriting including medical, lifestyle, non-medical, and financial considerations.
A minimum of 10 years prior experience in life insurance underwriting is required.
Education & Experience:
Bachelor’s degree in nursing, medical or life sciences, or a related field with 10 years of life insurance underwriting; or 15 years of relevant work experience.
About Integrity
Integrity
is one of the nation’s leading independent distributors of life, health, and wealth insurance products. With a strong insurtech focus, we embrace a broad and innovative approach to serving agents and clients alike.
Integrity
offers you the opportunity to start a career in a family-like environment that is rewarding and cutting edge. We’re proud of the work we do and the culture we’ve built, where we celebrate your hard work and support you daily. Joining us means being part of a hyper-growth company with professional opportunities for you to accelerate your career.
Headquartered in Dallas, Texas,
Integrity
is committed to meeting Americans wherever they are — in person, over the phone, or online. For more information, visit Integrity.com.
Integrity, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, national origin, disability, veteran status, or any other characteristic protected by law.
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Ash Brokerage works with financial professionals to help find, understand, and process insurance and retirement solutions to protect clients in every stage of life.
Responsibilities:
Review/summarize lifestyle, medical, non-medical, and financial data to accurately evaluate/classify/rate each risk to determine insurability and targeted carriers.
Successfully deliver competitive outcomes by applying your underwriting and product experience.
Identify and address underwriting challenges within life applications/questionnaires, lab results, exams, and medical records.
Advocate and negotiate with insurance carriers on formal and informal offers.
Consult with agents/brokers, internal staff, and medical professionals to gather additional information.
Educate yourself on the latest medical advancements and changes related to underwriting.
Apply knowledge and experience to provide consistent and accurate advice on pre-sale inquiries.
Utilize web-based Agency Management System (AMS) to document relevant case information.
Maintain a sense of urgency without losing attention to detail, and the ability to multi-task.
Engage the expertise of senior underwriting staff in case consultations and discussions.
Work in a team-focused environment and contribute beyond your assigned workload.
Produce holistic case-by-case solutions that incorporate all dynamics of risk assessment.
Participate in mentoring and allow newer underwriters or case managers to job shadow.
Involvement in Underwriting projects and training.
Ability to escalate cases with carrier partners as needed.
Continuously seek ways to expedite and improve processes and service.
Foster a relationship focus with internal teammates, external customers, and carrier partners.
Partner with marketing, sales, underwriting, and New Business leadership to drive additional revenue and evaluate overall service.
Talents and Abilities:
Positive attitude and willingness to work in a team environment.
Ability to communicate confidently, both verbally and in writing.
Willingness to take initiative and exhibit creative thinking.
Additional industry accredited education (LOMA, ALU, CLU) is a plus.
Strong phone and computer skills, specifically in Microsoft Excel and Word.
Prior experience in using online reinsurance manuals and carrier-specific manuals.
Basic knowledge of the life insurance industry and key carriers.
Prior exposure to multi-faceted underwriting including medical, lifestyle, non-medical, and financial considerations.
A minimum of 10 years prior experience in life insurance underwriting is required.
Education & Experience:
Bachelor’s degree in nursing, medical or life sciences, or a related field with 10 years of life insurance underwriting; or 15 years of relevant work experience.
About Integrity
Integrity
is one of the nation’s leading independent distributors of life, health, and wealth insurance products. With a strong insurtech focus, we embrace a broad and innovative approach to serving agents and clients alike.
Integrity
offers you the opportunity to start a career in a family-like environment that is rewarding and cutting edge. We’re proud of the work we do and the culture we’ve built, where we celebrate your hard work and support you daily. Joining us means being part of a hyper-growth company with professional opportunities for you to accelerate your career.
Headquartered in Dallas, Texas,
Integrity
is committed to meeting Americans wherever they are — in person, over the phone, or online. For more information, visit Integrity.com.
Integrity, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, national origin, disability, veteran status, or any other characteristic protected by law.
#J-18808-Ljbffr