BNY Mellon
Senior Vice President, Project Leader (Credit Risk Review)
BNY Mellon, Lake Mary, Florida, us, 32795
OverviewSenior Vice President, Project Leader (Credit Risk Review)At BNY, our culture empowers you to grow and succeed. As a leading global financial services company at the center of the world’s financial system we touch nearly 20% of the world’s investible assets. Every day around the globe, our 50,000+ employees bring the power of their perspective to the table to create solutions with our clients that benefit businesses, communities and people everywhere.
We continue to be a leader in the industry, awarded as a top home for innovators and for creating an inclusive workplace. Through our unique ideas and talents, together we help make money work for the world. This is what #LifeAtBNY is all about.
We’re seeking a future team member for the role of Senior Vice President, Project Leader (Credit Risk Review) to join our Internal Audit team. This role can be located in New York City, Pittsburgh, PA and Lake Mary, FL in a Hybrid work environment.
About the team:Credit Risk Review (CRR), a separate function within Internal Audit, requires individuals with subject matter expertise in a wide spectrum of topics related to Credit Risk. CRR provides senior management and the Board of Directors, through the Audit Committee, an independent assessment of the quality of BNY's credit exposure and the degree of adherence to risk policies, procedures and guidelines. CRR provides assurance to external examiners and regulatory authorities that the internal and independent assessment process complies with regulatory guidelines. At BNY, we are on a mission to revolutionize reviewing through cutting-edge technology and forward-thinking approaches. Our team is passionate about driving innovation in the world of Credit Risk Review which resides within our Internal Audit department, and we are looking for a talented individual who shares our vision.
In this role, you’ll make an impact in the following ways:
Leads or participates in comprehensive credit risk reviews of various lending portfolios to independently assess the quality of the Bank’s credit exposure and compliance with established risk policies, procedures and guidelines.Conducts independent credit analysis including detailed financial statement analysis, ratio analysis and cash flow analysis for borrowers under review.Ensures that individual credits are appropriately underwritten, correctly risk rated and adhere to the Company’s risk policy.Ensures an appropriate assessment of credit risk by promptly identifying issues, problems and exceptions related to credit, as well as conducting assessments of industry and geographic risks to aid in the early detection of credit and/or portfolio deterioration.Leads or participates in opening meetings, closing meetings and communicates any concerns to Manager of Credit Risk Review, senior management and credit risk group of the lending portfolio under review.Stays current with federal regulations/guidelines related to lending activities that may impact the Company’s lending portfolio.Participates in CRR continuous monitoring, responds to regulatory and other third-party requests.Engages in preparation of CRR reports and deliverables for senior management.No direct reports. Demonstrates leadership through project management responsibilities and training of less experienced peers.Contributes to the achievement of CRR team goals.
To be successful in this role, we’re seeking the following:Bachelor's degree in accounting or finance or other related field; MBA, CPA, CFA or related certifications preferred.8-12 years relevant experience in credit risk review, credit risk or a relevant specialty preferred (CRE, C&I).Completion of a credit training program preferred.Additional core skills include in-depth credit analysis, knowledge of diverse lending portfolios and products.Strong negotiation, oral and written communication skills.Ability to work collaboratively and productively with various internal and external stakeholders.
Employer Description:For over 230 years, the people of BNY Mellon have been at the forefront of finance, expanding the financial markets while supporting investors throughout the investment lifecycle. BNY Mellon can act as a single point of contact for clients looking to create, trade, hold, manage, service, distribute or restructure investments and safeguards nearly one-fifth of the world's financial assets. BNY Mellon remains one of the safest, most trusted and admired companies. Every day our employees make their mark by helping clients better manage and service their financial assets around the world. Whether providing financial services for institutions, corporations or individual investors, clients count on the people of BNY Mellon across time zones and in 35 countries and more than 100 markets. It's the collective ambition, innovative thinking and exceptionally focused client service paired with a commitment to doing what is right that continues to set us apart. Make your mark: bnymellon.com/careers.
EEO Statement:BNY Mellon is an Equal Employment Opportunity/Affirmative Action Employer. Minorities/Females/Individuals With Disabilities/Protected Veterans. Our ambition is to build the best global team – one that is representative and inclusive of the diverse talent, clients and communities we work with and serve – and to empower our team to do their best work. We support wellbeing and a balanced life, and offer a range of family-friendly, inclusive employment policies and employee forums.#J-18808-Ljbffr
We continue to be a leader in the industry, awarded as a top home for innovators and for creating an inclusive workplace. Through our unique ideas and talents, together we help make money work for the world. This is what #LifeAtBNY is all about.
We’re seeking a future team member for the role of Senior Vice President, Project Leader (Credit Risk Review) to join our Internal Audit team. This role can be located in New York City, Pittsburgh, PA and Lake Mary, FL in a Hybrid work environment.
About the team:Credit Risk Review (CRR), a separate function within Internal Audit, requires individuals with subject matter expertise in a wide spectrum of topics related to Credit Risk. CRR provides senior management and the Board of Directors, through the Audit Committee, an independent assessment of the quality of BNY's credit exposure and the degree of adherence to risk policies, procedures and guidelines. CRR provides assurance to external examiners and regulatory authorities that the internal and independent assessment process complies with regulatory guidelines. At BNY, we are on a mission to revolutionize reviewing through cutting-edge technology and forward-thinking approaches. Our team is passionate about driving innovation in the world of Credit Risk Review which resides within our Internal Audit department, and we are looking for a talented individual who shares our vision.
In this role, you’ll make an impact in the following ways:
Leads or participates in comprehensive credit risk reviews of various lending portfolios to independently assess the quality of the Bank’s credit exposure and compliance with established risk policies, procedures and guidelines.Conducts independent credit analysis including detailed financial statement analysis, ratio analysis and cash flow analysis for borrowers under review.Ensures that individual credits are appropriately underwritten, correctly risk rated and adhere to the Company’s risk policy.Ensures an appropriate assessment of credit risk by promptly identifying issues, problems and exceptions related to credit, as well as conducting assessments of industry and geographic risks to aid in the early detection of credit and/or portfolio deterioration.Leads or participates in opening meetings, closing meetings and communicates any concerns to Manager of Credit Risk Review, senior management and credit risk group of the lending portfolio under review.Stays current with federal regulations/guidelines related to lending activities that may impact the Company’s lending portfolio.Participates in CRR continuous monitoring, responds to regulatory and other third-party requests.Engages in preparation of CRR reports and deliverables for senior management.No direct reports. Demonstrates leadership through project management responsibilities and training of less experienced peers.Contributes to the achievement of CRR team goals.
To be successful in this role, we’re seeking the following:Bachelor's degree in accounting or finance or other related field; MBA, CPA, CFA or related certifications preferred.8-12 years relevant experience in credit risk review, credit risk or a relevant specialty preferred (CRE, C&I).Completion of a credit training program preferred.Additional core skills include in-depth credit analysis, knowledge of diverse lending portfolios and products.Strong negotiation, oral and written communication skills.Ability to work collaboratively and productively with various internal and external stakeholders.
Employer Description:For over 230 years, the people of BNY Mellon have been at the forefront of finance, expanding the financial markets while supporting investors throughout the investment lifecycle. BNY Mellon can act as a single point of contact for clients looking to create, trade, hold, manage, service, distribute or restructure investments and safeguards nearly one-fifth of the world's financial assets. BNY Mellon remains one of the safest, most trusted and admired companies. Every day our employees make their mark by helping clients better manage and service their financial assets around the world. Whether providing financial services for institutions, corporations or individual investors, clients count on the people of BNY Mellon across time zones and in 35 countries and more than 100 markets. It's the collective ambition, innovative thinking and exceptionally focused client service paired with a commitment to doing what is right that continues to set us apart. Make your mark: bnymellon.com/careers.
EEO Statement:BNY Mellon is an Equal Employment Opportunity/Affirmative Action Employer. Minorities/Females/Individuals With Disabilities/Protected Veterans. Our ambition is to build the best global team – one that is representative and inclusive of the diverse talent, clients and communities we work with and serve – and to empower our team to do their best work. We support wellbeing and a balanced life, and offer a range of family-friendly, inclusive employment policies and employee forums.#J-18808-Ljbffr