Citigroup Inc
VP-Collections Risk Strategy-Hybrid
Citigroup Inc, Wilmington, Delaware, us, 19894
The Risk Policy Officer is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Significant impact on the area through complex deliverables. Provides advice and counsel related to the technology or operations of the business. Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family.
Responsibilities:
Responsibility covers managing portfolio risk policy for the aligned products, focusing on growing and maintaining healthy portfolios through line and various accounts maintenance programs such as limit increase/ decrease, accounts renewals/ closure, cross-selling between productsManage merchant policy for Cards product, focusing on strong merchant business through managed exposure and governing of merchant acquiring policyManage 3rd party exposure and key money policy (as applicable), ensuring controllable exposure according to risk appetiteWork together with counterparts from Business, Sales, Credit Operations, Decision Management, Operations & Technology to ensure correct policy implementation at an operational levelInteract with regional counterparts for policy approval and adherence to Global/Regional Policy requirementProvide analytics at portfolio and segment levels for the purpose of monitoring, making policy adjustments, provide sound credit decisions with the ultimate goal of optimizing risk and rewardsWork together with the Risk MIS team, in charge of Credit Risk Reporting and Portfolio Quality Review Reporting, as well as facilitating ad-hoc reporting as neededResponsible for reporting and accuracy of critical portfolio data returns to the Bank's key regulatorsResponsible for the regular validation as well as new development of the portfolio score & segmentation models through collaboration with regional and global risk analytics teamAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.Qualifications:
6-10 years experience in Statistics/Analytics/Decision Management will be desirableHighly ethical and with integrityExcellent verbal and written English communication skillsEffective listening skillsCandidates must have effective negotiation skills, a proactive and 'no surprises' approach in communicating Risk issues, strength in sustaining autonomous viewsAble to work across levels in risk management and also with other operations and business teamsExcellent Presentation skills - adept at presenting effectively to audiences of various sizes and adapting style as necessaryAble to identify and influence key decision makers across various levels and functions within the organizationAble to work in a rapidly changing external environment and support business in a highly competitive and challenging marketEducation:
Bachelor's/University degree, Master's degree preferred
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Job Family Group:Risk Management
Job Family:Risk Policy
Time Type:Full time
Primary Location:Wilmington Delaware United States
Primary Location Full Time Salary Range:$125,760.00 - $188,640.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Anticipated Posting Close Date:Aug 26, 2024
Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review
Accessibility at Citi .
View the " EEO is the Law " poster. View the
EEO is the Law Supplement .
View the
EEO Policy Statement .
View the
Pay Transparency Posting
Responsibilities:
Responsibility covers managing portfolio risk policy for the aligned products, focusing on growing and maintaining healthy portfolios through line and various accounts maintenance programs such as limit increase/ decrease, accounts renewals/ closure, cross-selling between productsManage merchant policy for Cards product, focusing on strong merchant business through managed exposure and governing of merchant acquiring policyManage 3rd party exposure and key money policy (as applicable), ensuring controllable exposure according to risk appetiteWork together with counterparts from Business, Sales, Credit Operations, Decision Management, Operations & Technology to ensure correct policy implementation at an operational levelInteract with regional counterparts for policy approval and adherence to Global/Regional Policy requirementProvide analytics at portfolio and segment levels for the purpose of monitoring, making policy adjustments, provide sound credit decisions with the ultimate goal of optimizing risk and rewardsWork together with the Risk MIS team, in charge of Credit Risk Reporting and Portfolio Quality Review Reporting, as well as facilitating ad-hoc reporting as neededResponsible for reporting and accuracy of critical portfolio data returns to the Bank's key regulatorsResponsible for the regular validation as well as new development of the portfolio score & segmentation models through collaboration with regional and global risk analytics teamAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.Qualifications:
6-10 years experience in Statistics/Analytics/Decision Management will be desirableHighly ethical and with integrityExcellent verbal and written English communication skillsEffective listening skillsCandidates must have effective negotiation skills, a proactive and 'no surprises' approach in communicating Risk issues, strength in sustaining autonomous viewsAble to work across levels in risk management and also with other operations and business teamsExcellent Presentation skills - adept at presenting effectively to audiences of various sizes and adapting style as necessaryAble to identify and influence key decision makers across various levels and functions within the organizationAble to work in a rapidly changing external environment and support business in a highly competitive and challenging marketEducation:
Bachelor's/University degree, Master's degree preferred
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Job Family Group:Risk Management
Job Family:Risk Policy
Time Type:Full time
Primary Location:Wilmington Delaware United States
Primary Location Full Time Salary Range:$125,760.00 - $188,640.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Anticipated Posting Close Date:Aug 26, 2024
Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review
Accessibility at Citi .
View the " EEO is the Law " poster. View the
EEO is the Law Supplement .
View the
EEO Policy Statement .
View the
Pay Transparency Posting