CrossCountry Mortgage, LLC
Post Closing TRID Specialist
CrossCountry Mortgage, LLC, Cleveland, Ohio, us, 44101
Post Closing TRID Specialist
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.A culture where you can grow!
CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.Position Overview:The Post-Closing Specialist is responsible for addressing any issues related to closed loans that could result in a TRID compliance violation or ultimately prevent the sale of a closed loan. In doing so, the Post Closing TRID specialist will utilize the loan origination system (LOS) to monitor a closed loan pipeline, ensuring that any needed Post Consummation Closing Disclosures (PCCD’s) are issued in a timely manner and Federal, State, and Investor guidelines are met. Additionally, the Post Closing TRID Specialist will maintain daily communication with the Post Closing TRID Team Lead regarding any pending issues, questions, or escalated loans.Job Responsibilities:Review, analyze and research Investor deficiencies for remediation.Monitor a suspended closed loan pipeline requiring the issuance of Post Consummation CD’s.Review and obtain clarity from the Investor to determine documentation needed to cure defect(s).Perform Due Diligence review of assigned TRID conditions to determine the mortgage loan disclosures are accurate and comply with regulation timelines.Review and compare Loan Estimate and Closing Disclosure documentation for errors based on information uploaded into the system and make corrections to ensure the data entered reflects accurate/compliant information and meets all state and federal regulations.Complete data input for issuance of Post Consummation Closing Disclosure – verifying all final fees are accurate and reconcile to the Final Settlement Statement.Send prepared Post Consummation Closing Disclosure via Encompass to the borrower or via US Mail with refunds when applicable.Work with internal departments to obtain needed documentation to cure deficient loans timely.Prepare formal written responses to investors to dispute invalid conditions.Accurately track and record all events and communications of the loan file.Monitor LOS System for updates on deficient loans or new conditions as received.Have a strong understanding of Agency and Investor guidelines and overlays.Meet daily production goals set by management and adhere to internal SLA timelines.Maintain customer confidence by providing ongoing quality service and keeping all files and information confidential.Work with all levels of management and third-party vendors.Qualifications and Skills:Minimum of 5 years’ experience in recent mortgage closing and/or post-closing activities.Extensive knowledge of Regulatory and Investor guidelines for various loan programs.Excellent customer service skills.Proficient in Microsoft Office Suite.Pay Range:$25.00-$28.00The posted pay range considers a wide range of compensation factors, including candidate experience and work location, while also allowing for salary growth within the position.CrossCountry Mortgage, LLC offers
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than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
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CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.A culture where you can grow!
CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.Position Overview:The Post-Closing Specialist is responsible for addressing any issues related to closed loans that could result in a TRID compliance violation or ultimately prevent the sale of a closed loan. In doing so, the Post Closing TRID specialist will utilize the loan origination system (LOS) to monitor a closed loan pipeline, ensuring that any needed Post Consummation Closing Disclosures (PCCD’s) are issued in a timely manner and Federal, State, and Investor guidelines are met. Additionally, the Post Closing TRID Specialist will maintain daily communication with the Post Closing TRID Team Lead regarding any pending issues, questions, or escalated loans.Job Responsibilities:Review, analyze and research Investor deficiencies for remediation.Monitor a suspended closed loan pipeline requiring the issuance of Post Consummation CD’s.Review and obtain clarity from the Investor to determine documentation needed to cure defect(s).Perform Due Diligence review of assigned TRID conditions to determine the mortgage loan disclosures are accurate and comply with regulation timelines.Review and compare Loan Estimate and Closing Disclosure documentation for errors based on information uploaded into the system and make corrections to ensure the data entered reflects accurate/compliant information and meets all state and federal regulations.Complete data input for issuance of Post Consummation Closing Disclosure – verifying all final fees are accurate and reconcile to the Final Settlement Statement.Send prepared Post Consummation Closing Disclosure via Encompass to the borrower or via US Mail with refunds when applicable.Work with internal departments to obtain needed documentation to cure deficient loans timely.Prepare formal written responses to investors to dispute invalid conditions.Accurately track and record all events and communications of the loan file.Monitor LOS System for updates on deficient loans or new conditions as received.Have a strong understanding of Agency and Investor guidelines and overlays.Meet daily production goals set by management and adhere to internal SLA timelines.Maintain customer confidence by providing ongoing quality service and keeping all files and information confidential.Work with all levels of management and third-party vendors.Qualifications and Skills:Minimum of 5 years’ experience in recent mortgage closing and/or post-closing activities.Extensive knowledge of Regulatory and Investor guidelines for various loan programs.Excellent customer service skills.Proficient in Microsoft Office Suite.Pay Range:$25.00-$28.00The posted pay range considers a wide range of compensation factors, including candidate experience and work location, while also allowing for salary growth within the position.CrossCountry Mortgage, LLC offers
MORE
than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
#J-18808-Ljbffr