Greensky
Compliance Expert Testing
Greensky, Atlanta, Georgia, United States, 30383
Headquartered in Atlanta, Georgia, GreenSky is a leading U.S. financial technology company Powering Commerce at the Point of Sale® for a growing ecosystem of merchants, consumers, and banks. Our highly scalable, proprietary, and patented technology platform enables merchants to offer frictionless promotional payment options to consumers at the point-of-sale, driving increased sales volume and accelerated cash flow. Banks leverage our technology to provide loans to super-prime and prime consumers nationwide. Since our inception, over five million U.S. consumers have financed more than $50 billion in commerce through our paperless, real time apply and buy technology. For more information, please visit .Position: Consumer Compliance Expert (Monitoring/Testing)Organizational:
This position reports to the VP Compliance Testing.Overview:
GreenSky is one of the fastest growing financial technology companies in America. We make it easy for businesses of all sizes to offer credit to their customers with a fast and paperless solution. Servicing billions of dollars of loans, GreenSky is quickly changing the consumer credit marketplace. We have a great and quickly growing team and backed by some of the leading investors in the world.Our corporate headquarters is located in the financial technology hub of Atlanta, GAYOUR IMPACTAre you passionate about consumer lending and compliance? We're looking for a compliance monitoring associate to join our consumer legal and compliance team. As the successful candidate, you will focus on performing a series of reviews for policy adherence and reporting on any findings of such reviews with management. This position is a member of the Legal and Compliance Department.OUR IMPACTOur Legal and Compliance team partners with all functional areas of the consumer lending business to advise on business strategy, develop compliant processes within the business, implement compliance processes, systems, and digital tools for identifying, measuring, and mitigating risk and report on the status of such risk. From day one you will be an important part of building a robust compliance management system for our consumer lending program.HOW YOU WILL FULFILL YOUR POTENTIAL
Support execution of our compliance management system ( CMS ) for consumer lending policies, procedures, and processes, focusing on consumer-facing processesExecution of defined monitoring projects as prescribed in the Legal and Compliance annual monitoring plan.Reviews, appraises, and monitors internal controls around key business processes to ensure compliance with regulatory requirements.Perform periodic reviews of business processes, including agent performance within functional business units, to determine effectiveness of internal controls and procedures.Identify compliance risks associated with business processes and practices.Work closely with various business partners to ensure functional business units are calibrated to compliance requirements.Prepare summary or results for reporting to management in Legal and Compliance and the business functions.Effectively communicates, both verbally and in writing, monitoring results, including control weaknesses and remediation plansPresent on compliance program to senior management, committees and regulators.Basic Qualifications3+ years of compliance, operations, or legal experience in financial servicesBachelor's degree or equivalent military experienceKnowledge of applicable federal and state consumer lending laws and regulations as well as industry association standards, including, among others, Truth in Lending Act (Reg Z), Equal Credit Opportunity Act (Reg B), Fair Credit Reporting Act (Reg V), UDAAP, Gramm-Leach-Bliley Act (Reg P), and the Fair Debt Collections Practices ActMust be self-directed, organized, positive, driven, detail-oriented, and effective in a fast-paced, changing environment.Ability to quickly grasp new complex concepts and regulations.Ability to identify opportunities for process improvements.Ability to work independently and be team-oriented.Strong work ethicPreferred QualificationsExperience advising on servicing, origination or marketing of consumer loan products.JD or CRCM certification a plusMinimum three years of experience, with a strong understanding of commercial focused financial businesses
This position reports to the VP Compliance Testing.Overview:
GreenSky is one of the fastest growing financial technology companies in America. We make it easy for businesses of all sizes to offer credit to their customers with a fast and paperless solution. Servicing billions of dollars of loans, GreenSky is quickly changing the consumer credit marketplace. We have a great and quickly growing team and backed by some of the leading investors in the world.Our corporate headquarters is located in the financial technology hub of Atlanta, GAYOUR IMPACTAre you passionate about consumer lending and compliance? We're looking for a compliance monitoring associate to join our consumer legal and compliance team. As the successful candidate, you will focus on performing a series of reviews for policy adherence and reporting on any findings of such reviews with management. This position is a member of the Legal and Compliance Department.OUR IMPACTOur Legal and Compliance team partners with all functional areas of the consumer lending business to advise on business strategy, develop compliant processes within the business, implement compliance processes, systems, and digital tools for identifying, measuring, and mitigating risk and report on the status of such risk. From day one you will be an important part of building a robust compliance management system for our consumer lending program.HOW YOU WILL FULFILL YOUR POTENTIAL
Support execution of our compliance management system ( CMS ) for consumer lending policies, procedures, and processes, focusing on consumer-facing processesExecution of defined monitoring projects as prescribed in the Legal and Compliance annual monitoring plan.Reviews, appraises, and monitors internal controls around key business processes to ensure compliance with regulatory requirements.Perform periodic reviews of business processes, including agent performance within functional business units, to determine effectiveness of internal controls and procedures.Identify compliance risks associated with business processes and practices.Work closely with various business partners to ensure functional business units are calibrated to compliance requirements.Prepare summary or results for reporting to management in Legal and Compliance and the business functions.Effectively communicates, both verbally and in writing, monitoring results, including control weaknesses and remediation plansPresent on compliance program to senior management, committees and regulators.Basic Qualifications3+ years of compliance, operations, or legal experience in financial servicesBachelor's degree or equivalent military experienceKnowledge of applicable federal and state consumer lending laws and regulations as well as industry association standards, including, among others, Truth in Lending Act (Reg Z), Equal Credit Opportunity Act (Reg B), Fair Credit Reporting Act (Reg V), UDAAP, Gramm-Leach-Bliley Act (Reg P), and the Fair Debt Collections Practices ActMust be self-directed, organized, positive, driven, detail-oriented, and effective in a fast-paced, changing environment.Ability to quickly grasp new complex concepts and regulations.Ability to identify opportunities for process improvements.Ability to work independently and be team-oriented.Strong work ethicPreferred QualificationsExperience advising on servicing, origination or marketing of consumer loan products.JD or CRCM certification a plusMinimum three years of experience, with a strong understanding of commercial focused financial businesses