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TBK Bank, SSB

Consumer Underwriter

TBK Bank, SSB, Durango, Colorado, us, 81302


Join TBK Bank!

At TBK Bank, a member of the Triumph Financial portfolio of brands, we're a team of passionate, driven, collaborative, solutions-minded people who want to make a difference in the lives of our customers and communities. Our mission is to do well and to do good at the same time. We accomplish this by working together, because at the end of the day, TBK stands for helping the people and business in our communities succeed. We thrive on providing exceptional customer service, and we look for friendly professionals dedicated to helping customers achieve their financial goals.

Position Summary:

Seeking a qualified individual to underwrite consumer loan requests to include: auto, motorcycle, RV, unsecured and home equity lines of credit. This individual will be a consumer loan product and procedure expert.

Position Description:

Essential duties and responsibilities include the following.

Other duties may be assigned.Underwrite consumer loan applications using established policies and procedures.Collaborate with Consumer Loan Officers to ensure:**Loan applications are complete**All required supporting documentation is obtained**Required disclosures are provided on a timely basis**Proper analysis of borrower credit worthiness**Proper evaluation of collateral credit worthiness**Compliance with Fair Lending RegulationsMaintain knowledge of loan products, policies and procedures, credit criteria, underwriting standards, interest rates and loan documentation requirements.Utilize consultative approach with loan officers regarding denied loan applications.Provide exceptional customer service to consumer lending team.Recommend operational procedures to increase effectiveness of department operations.Work together with all areas of lending including origination, consumer lending, commercial lending or any department within TBK Bank to ensure an efficient and effective team based division.Participate in department and/or strategic projects as requiredQualifications:

High school diploma or general education degree (GED) required2 - 4 years of related experience preferredFamiliar with Fair Lending practicesUnderstanding of Fair Lending reportingFamiliar with lending industry guidelinesDetail oriented with exceptional organizational skillsExcellent verbal and written communication skillsSolid knowledge of Microsoft Word, Excel, and OutlookWork Environment:

The work environment characteristics described here maybe encountered while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Moderate noise (i.e. business office with computers, phone, and printers, light traffic).Ability to work in a confined area.Ability to sit at a computer terminal for an extended period of time. Occasional stooping or kneeling may be necessary.While performing the duties of this job, the employee is regularly required to stand, sit, talk, hear and use hands and fingers to operate a computer keyboard and telephone.Specific vision abilities are required by this job due to computer work.Light to moderate lifting is required.Regular, predictable attendance is required.

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Compensation Range

Annual Salary: $47,000.00 - $67,000.00

We offer Medical, Dental, Vision, Paid Time Off, 401k and much more.

Go on. Do it. Apply Today!