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Virtual

Credit Analyst

Virtual, Salt Lake City, Utah, United States, 84193


Vaco is hiring for a Credit Analyst opportunity in Salt Lake City. This is a direct hire position that is onsite.

Job Overview

We are seeking an experienced and detail-oriented Credit Analyst to support our credit department. The ideal candidate will analyze financial statements, review creditworthiness, and help manage accounts, contributing to optimal cash flow and strong customer relationships. This role is critical in assessing credit risk and supporting business growth.

Key Responsibilities

Assist in the development and implementation of credit policies and procedures

Analyze financial statements and credit reports to assess the creditworthiness of new and existing customers

Support the management of a portfolio of accounts ranging from $5,000 to $500,000, with a total portfolio of $7.5 million to $9.5 million at any given time

Conduct collection efforts on past-due accounts and assist in negotiating payment terms

Collaborate with sales and finance teams to help support business growth while minimizing credit risk

Provide regular reports on credit performance and risk exposure to credit management

Contribute to the continuous improvement of credit and collection processes

Qualifications

Bachelor’s degree in Finance, Accounting, or related field

3+ years of experience in credit (AR) analysis, preferably in a high-volume or B2B environment

Strong understanding of financial statements and credit analysis techniques

Excellent analytical and communication skills

Proficiency in financial modeling and advanced Excel skills

Experience with ERP systems and credit management software

Key Skills

Strategic thinking and decision-making

Risk assessment and management

Financial analysis

Negotiation and conflict resolution

Process improvement