Dealer Credit Analyst (Spanish Bi-Lingual)

\u003Ch2>Aufgaben\u003C/h2> \u003Cp>About Us:\u003C/p>\n\u003Cp>Who is Mercedes-Benz Financial Services?\u003Cbr>Mercedes-Benz Financial Services, part of the global company Mercedes-Benz Mobility AG is the captive financing and mobility solutions company of the global luxury automobile manufacturer, Mercedes-Benz AG. We offer a comprehensive range of automotive financial and insurance products that make it easy for our customers to drive their dream Mercedes-Benz vehicle. \u003Cbr> \u003Cbr>Why work at Mercedes-Benz Financial Services?\u003Cbr>Working at Mercedes-Benz Financial Services is more than a job - it's an opportunity to join an innovative team where you are valued for your contributions. As an employee, you will experience career development in a positive, employee-centric environment. We're a global company that not only offers best-in-class products to our customers but also best-in-class benefits to our employees. Our employees experience a comfortable, friendly environment and relaxed, inclusive culture. \u003C/p>\n\u003Cp>Benefits \u003C/p>\n\u003Cp>When working at Mercedes-Benz Financial Services, you will enjoy a comprehensive and amenity-rich benefits package offering something for every employee at each stage of their life. \u003Cbr> \u003Cbr>As a new employee, you will have the opportunity to take advantage of the following benefits that go beyond - beginning day one:\u003C/p>\n\u003Cul>\n\u003Cli>Get Rewarded! Competitive salary plus an annual bonus based on company performance and/or personal yearly performance \u003C/li>\n\u003Cli>Need a vacation? How about just some time for YOU! In addition to our vacation time, you'll receive nine (9) additional corporate holidays and six (6) Personal days, which will allow you to celebrate religious holidays or escape to the spa! Designed to be flexible, we let you decide which days are most important to you!\u003C/li>\n\u003Cli>Ride in Style - All employees are eligible to participate in the Mercedes-Benz Employee Lease Program \u003C/li>\n\u003Cli>We want you to be healthy! Outstanding medical, dental, and vision insurance, employer-paid short and long term disability plus on-site exercise facilities\u003C/li>\n\u003Cli>Is your family growing? Enjoy generous paid Family Leave Programs - Six Weeks for New Parents; Two Days for New Grandparents; as well as Adoption Expense Reimbursement Programs - up to $6k per child \u003C/li>\n\u003Cli>Want to go back to school? Tuition Assistance Scholar Program - receive up to $5,250/year in vouchers to complete business-related coursework\u003C/li>\n\u003Cli>It's all about balance - Our hybrid work environment encourages employees to utilize the flexibility of working from home, as well as the benefits of in-person collaboration that our offices provide\u003C/li>\n\u003C/ul>\n\u003Cp> \u003C/p>\n\u003Cp>Job Overview:\u003C/p>\n\u003Cp>Analyze the financial condition of automobile and/or bodybuilder dealerships and affiliated companies of the dealership entities in the U.S. and Mexico for the purpose of extending new lines of credit or continuing existing lines of credit. Analysis is accompanied by a recommendation to the appropriate level of credit authority.\u003C/p>\n\u003Cp>Responsibilities:\u003C/p>\n\u003Cp>* Prepare, analyze, and submit new credit requests, as well as file reviews, to the Dealer Credit Manager providing sound and reasoned explanations. (25%)\u003C/p>\n\u003Cp>* Perform monthly reviews of dealership financial statements and make sound and\u003C/p>\n\u003Cp>reasoned recommendations to the Dealer Credit Manager based on guidelines\u003C/p>\n\u003Cp>established by Mercedes Benz and previous experience with the dealership. (25%)\u003C/p>\n\u003Cp>* Make recommendations regarding subordination, guarantees, state legal\u003C/p>\n\u003Cp>requirements, UCC's and other forms or agreements which protect the interests of\u003C/p>\n\u003Cp>Mercedes Benz Financial Services. (10%)\u003C/p>\n\u003Cp>* Prepare and maintain dealer document files in accordance with established\u003C/p>\n\u003Cp>procedure. (10%)\u003C/p>\n\u003Cp>* Provide daily service to DRM's/RFM's, Region Managers, dealer personnel, and\u003C/p>\n\u003Cp>management regarding credit files, system issues, approvals/contingencies,\u003C/p>\n\u003Cp>documentation and financial statements. (10%)\u003C/p>\n\u003Cp>* Review wholesale inventory and book audits and make recommendations to the\u003C/p>\n\u003Cp>Dealer Credit Manager on audit issues and exceptions. (10%)\u003C/p>\n\u003Cp>* Communicate with Dealer personnel during all stages of the credit request and\u003C/p>\n\u003Cp>maintenance process including monthly financial statement reviews (10%)\u003C/p>\n\u003Cp> \u003C/p>\n\u003Cp> \u003C/p> \u003Ch2>Qualifikationen\u003C/h2> \u003Cp>Qualifications:\u003C/p>\n\u003Cp>Applicants must be legally authorized to work in the U.S. at the time of application. Relocation assistance will not be provided for this position. \u003Cbr>This position requires a minimum of 3 years of overall work experience. Preferred experience includes:\u003C/p>\n\u003Cul>\n\u003Cli> Accounting: 1 year\u003C/li>\n\u003Cli>Business-General: 3 years\u003C/li>\n\u003Cli>Finance: 1 year\u003C/li>\n\u003Cli>Risk Management: 1 year\u003C/li>\n\u003C/ul>\n\u003Cp>Education:\u003Cbr>High School Diploma/(GED) is required, Bachelor's Degree is preferred. Recommended majors include:\u003C/p>\n\u003Cul>\n\u003Cli> Accounting\u003C/li>\n\u003Cli>Business Administration\u003C/li>\n\u003Cli>Finance\u003C/li>\n\u003C/ul>\n\u003Cp>\u003Cbr>Additional Knowledge:\u003C/p>\n\u003Cul>\n\u003Cli>3-5 years prior credit experience in a lending environment preferred.\u003C/li>\n\u003Cli>Candidate preferred to be proficient in Spanish.\u003C/li>\n\u003Cli>Experience in Wholesale Audit preferred.\u003C/li>\n\u003Cli>Candidate should have a fundamental accounting and finance knowledge.\u003C/li>\n\u003Cli>Experience in the following competencies preferred:\n\u003Cul>\n\u003Cli>Business Acumen and Organizational Savvy\u003C/li>\n\u003Cli>Customer Focus\u003C/li>\n\u003Cli>Flexibility & Adapting to Change\u003C/li>\n\u003Cli>Relationship Building\u003C/li>\n\u003Cli>Attention to Detail\u003C/li>\n\u003Cli>Problem Solving & Analysis\u003C/li>\n\u003Cli>Teamwork and Collaboration\u003C/li>\n\u003C/ul>\n\u003C/li>\n\u003C/ul>\n\u003Cp>\u003Cbr>Skills:\u003C/p>\n\u003Cul>\n\u003Cli>Analytical skills\n\u003Cul>\n\u003Cli>Ability to collect data and establish facts and identify trends and variances. \u003C/li>\n\u003C/ul>\n\u003C/li>\n\u003Cli>PC skills\n\u003Cul>\n\u003Cli>Corporate Mainframe\u003C/li>\n\u003Cli>Microsoft Office\u003C/li>\n\u003C/ul>\n\u003C/li>\n\u003C/ul>\n\u003Cp>Additional Skills:\u003C/p>\n\u003Cul>\n\u003Cli>CRD, SFPW, SOPRA DM, Microsoft Edge, Microsoft Word and Excel, and GeoFence preferred\u003C/li>\n\u003Cli>Customer Focus\u003C/li>\n\u003Cli>Flexibility & Adapting to Change\u003C/li>\n\u003Cli>Relationship Building\u003C/li>\n\u003Cli>Attention to Detail\u003C/li>\n\u003Cli>Teamwork and Collaboration.\u003C/li>\n\u003C/ul>\n\u003Cp>Recommended Prerequisites: \u003C/p>\n\u003Cp>Retail Credit Analyst; Wholesale Inventory Auditor\u003C/p>\n\u003Cp>Posting Statement\u003C/p>\n\u003Cp>If you were not re-directed successfully after clicking the "Apply for this job" button, please click the following link to search and apply for the role on the local career portal: https://daimler.taleo.net/careersection/ex/jobsearch.ftl\u003C/p>\n\u003Cp> \u003C/p>\n\u003Cp>\u003Cbr>Mercedes-Benz Financial Services offers competitive salary, performance-based bonuses and a full suite of benefits including 401(K) with match, generous vacation and personal time, a Mercedes-Benz car program as well as flexible work arrangements. \u003C/p>\n\u003Cp> \u003C/p>\n\u003Cp>\u003Cbr>EEO/Minorities/Females/Disabled/Vets\u003C/p>\n\u003Cp> \u003C/p>\n\u003Cp>\u003Cbr>#LI-JM2 or #LI-DNI (remove if posted externally)\u003C/p>PDN-9d88031c-d823-4008-9f12-5cbb362844e6