Business Banker I

Overview

The

Business Banker I

builds a client base through prospecting, community involvement and proactive business development activities. The Business Banker increases the Consumer and Small Business loan portfolio, generating loan fee and Treasury Services income and increases core deposits for the Bank. In addition, this role develops and expands relationships for long term business partnering with clients while referring prospective business and individual clients to internal business partners.Responsibilities

Ability to structure solutions to maximize opportunities for the Bank as well as meet individual client needsImprove businesses' financial outcomes by interpreting financial statements and recommending specific solutions.Cultivate new business development through promotions and cross selling efforts, with a focus on meeting goals / targets.Provide comprehensive portfolio management; analyze client's needs and ascertain their financial position and credit worthiness; establish and negotiate terms, costs, repayment methods, collateral requirements, and rates; manage relationship with customer monitoring repayment activities and variance in changes in the company.Contribute to the CRA strategy, with specific goals targeted to prospecting and executing on loan / deposit opportunities in the CRA assessment area.Create business plan to offer CrossFirst services to help support HMDA and Fair Lending, increasing penetration in LMI tracts.Prepare and deliver persuasive oral and written reports, presentations, and proposalsEvaluate financials of clients to gain a wholistic understanding of their personal, small business and commercial banking needs.Ensure that all personal and commercial loans meet credit/financial requirements for lending quality and compliance as determined by the BankInteract with internal sources and external clients while providing extraordinary serviceCommunicate effectively with Manager while planning calls outside of the Bank, to insure proper accountability and coverage within the Business Banking team.Develop and maintain trusted, positive relationships with other employees, clients, and vendorsRepresent the Bank and Business Banking team in a highly professional manner with reliable and predictable attendanceComplete job assignments in a professional, timely and efficient manner; organize and prioritize workMaintain confidentiality; adhere to CrossFirst Bank policies and procedures; comply with laws, regulations, and industry best practices.Reliable and predictable on-site attendanceQualifications

Knowledge of business banking products and services including credit analysis, underwriting and treasury management product and services.Proven performer as a business banking loan officer in a high performing bank environment is preferred; familiarity with the Kansas City metro market and region is preferred.Community leadership experienceEffective communicator, results oriented, demonstrates the ability to excel in high-pressure situations.Strong presentation and consultative sales skills.Exhibit strong interpersonal skills with the ability to cultivate long term relationships and influence others internally and externally.Bachelor's degree in business, finance or economics preferred or equivalent combination of education and/or work experience.Formal credit training, a degree and/or ongoing AIB seminars and other resources is highly preferred.CrossFirst Bank is proud to be an Equal Opportunity Employer.CrossFirst Bank does not accept unsolicited resumes from search firms or agencies. Any resume submitted to any employee of CrossFirst Bank without an authorized search agreement will be considered unsolicited and the property of CrossFirst Bank. We respectfully request no phone calls or emails.