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State Department Federal Credit Union

VP, Mortgage & Lending

State Department Federal Credit Union, Alexandria, Virginia, us, 22350


Recognized by the city of Alexandria as a Gold Employer, the State Department Federal Credit Union (SDFCU) is dedicated to providing outstanding opportunities and professional development. Headquartered in Alexandria, Virginia, with assets exceeding $2.4 billion, we understand that our success is driven by our talented team members. At State Department Federal Credit Union, we are committed to attracting and retaining top talent to ensure our continued success. Our tradition of exceptional service extends not only to our members but also to our employees. Through comprehensive internal training and workshops, we nurture professional strengths and provide ample opportunities for career advancement. Are you ready to join our dynamic team? We offer competitive salaries, exceptional Health, Dental, and Vision insurance within the first 30 days of service, a matched 401(k) plan with up to 4% SDFCU contribution, and much more. Benefits and Perks of Working at State Department Federal Credit Union Include: Diversity and Inclusion:

Work in an environment that values and respects all team members. Paid Holidays:

Enjoy 12 paid holidays a year, including your birthday. Flexible Work Options:

Potential work-from-home options after the introductory period. Generous Paid Time Off:

Ample vacation and personal days to maintain a healthy work-life balance. Tuition Reimbursement:

Support for your ongoing education and career development. Commute/Parking Incentives:

Financial incentives for your daily commute. Comprehensive Insurance:

Access to excellent medical, dental, and vision insurance packages. Gym Reimbursement:

Stay healthy with our gym membership reimbursement program. Team Bonding:

Participate in company and team bonding events that foster a collaborative work environment. State Department Federal Credit Union is seeking a Vice President of Mortgage and Lending to provide strategic leadership and oversight of the credit union's entire lending ecosystem, including consumer lending, loan servicing, mortgage lending, and collections departments. This role drives operational excellence, ensures regulatory compliance, and develops comprehensive strategies to support the credit union's growth and member service objectives. Required Skills and Competencies: Bachelor's degree in Business, Finance, Economics, or related field; A Master's degree and/or relevant professional certification (e.g., FRM, CRM, CISSP, CISM, or similar) is highly preferred. Minimum 12-15 years of progressive mortgage and lending management experience. Proven track record of growing lending portfolios across different economic cycles. Extensive experience in mortgage lending, consumer lending, and collections. Advanced proficiency in financial software, modeling tools, and MS Office Suite. Familiarity with web-based underwriting engines. Strong analytical and data-driven decision-making capabilities. Comprehensive understanding of mortgage lending regulations. Knowledge of FHA, VA, Fannie Mae, and Freddie Mac guidelines. Familiarity with credit reporting laws and regulations. Understanding of bankruptcy and foreclosure procedures. Exceptional leadership, interpersonal, and communication skills, fostering collaboration and driving team success. Adaptable to changing circumstances while consistently upholding ethical principles, safeguarding confidential information, and effectively troubleshooting emerging issues. Excels in developing innovative solutions, managing vendor relationships, and negotiating contracts to support dynamic, fast-paced environments.

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