Emprise Bank
Portfolio Manager - Kansas City, MO
Emprise Bank, Kansas City, Missouri, United States, 64101
At Emprise Bank, everything we do is focused on empowering the neighborhoods, businesses, and people in our communities to thrive. We proudly work to provide extraordinary customer service and products to help our customers achieve their goals.
We are seeking a highly experienced and motivated Portfolio Manager to join our team in Kansas City, Missouri. The ideal candidate will bring a deep understanding of commercial lending, portfolio management, and credit analysis, combined with strong leadership and relationship management skills. This role is pivotal in managing and monitoring our commercial loan portfolio, ensuring compliance with credit policies, and driving client satisfaction.
A successful candidate will have:
Strong attention to detail and time management skillsConfident and articulate communication skillsProblem resolution and critical thinking skillsProven experience and confidence in making sound business decisionsStrong business acumen regarding risk toleranceExemplary customer service experienceAbility to effectively build and maintain relationships with Emprise associates, customers, and vendorsAn understanding of and commitment to our valuesAttitude and aptitude to engage in continuous developmentEssential functions of the role:
Portfolio Management
Perform activities and conduct due diligence to manage and monitor commercial relationshipsCollect financial information and manage annual review/renewals on existing creditsMonitor credits, including interim financial statement review and borrowing base validationsUnderwrite credit applications, evaluate collateral positions, and monitor trendsModify terms and restructure loans as necessary to ensure adherence to documentation and monitoring requirementsIdentify and resolve credit weaknesses that affect the current or future likelihood of repaymentEnsure appropriate pricing for credit risk incurred and review various system reports and evaluation tools for credit deterioration trends and potential sales opportunitiesPerform customer segmentation and business trend analysis, and develop business presentations for management evaluationAnalyze customer behavior to aid in product and service decision-making, including pricing and new product developmentRelationship Management
Maintain and manage direct communication with client segments to ensure high levels of client satisfactionRespond to client requests, seek resolution, and escalate issues as neededDemonstrate a thorough knowledge of the features and benefits of all bank products and servicesAssist in new client acquisition through the underwriting and approval processIdentify potential new business opportunities and provide appropriate solutions, either directly to the client or through collaboration with Relationship ManagersMaintain strong working relationships with other bank lines of businessSupport ongoing business relationships with an emphasis on high standards of personal serviceProvide broad, multi-product banking solutions to Relationship ManagersLeadership
Demonstrate the ability to interact and cooperate with all associatesBuild trust, value others, communicate effectively, drive execution, foster innovation, focus on the client, collaborate with others, solve problems creatively, and demonstrate high integrityMaintain professional internal and external relationships that meet company core valuesProactively establish and maintain effective working relationships with all support departmentsAdhere to all internal policies, procedures, and practices in support of the bank's compliance with regulatory requirementsCommunicate with management and associates to integrate goals and activitiesServe as a resource for associates assisting business clientsSupport special projects as neededUnderwriting
Coordinate with Credit Analysis team to complete financial analysisIdentify all risks in transactions, including but not limited to cash flow leverage, collateral adequacy, guarantor support, industry considerations, and regulatory complianceMake recommendations on pricing to ensure adequate return on shareholder equityFacilitate and participate in discussions with lenders and decision-makers to maintain sound credit standards while enabling reasonable loan growthOther duties as assigned within the scope and responsibility of the job
Requirements
Bachelor's degree in business or a related discipline, or a combination of education and industry experience that meets the job requirements.Three plus years of banking experience in a growth-oriented commercial or corporate lending environment, with experience in portfolio management and/or underwriting.Thorough knowledge of credit policies, procedures, and terminology.Excellent presentation, verbal, and written communication skills.Proficiency with large server-based applications and typical desktop software.
Benefits
In addition to a competitive salary and benefits, Emprise offers professional growth, a rewarding and challenging environment, opportunities to be involved in our communities, and a culture of integrity, passion, and success. We also offer shift differential pay for bilingual candidates!
At Emprise Bank,
empowering people to thrive
means having an all-inclusive culture that honors our commitment to all dimensions of diversity in our workforce and embraces inclusion of all people. People of color, women, LGBTQIA+, veterans, and persons with disabilities are encouraged to apply.
To learn more, please visit our website at www.emprisebank.com.
Emprise Bank is an EEO/AA/ADA/Veteran Employer/Member FDIC/Drug Free Workplace.
Emprise Bank participates in E-Verify and will provide your Form-I 9 to the federal government to confirm authorization to work in the United States.
We are seeking a highly experienced and motivated Portfolio Manager to join our team in Kansas City, Missouri. The ideal candidate will bring a deep understanding of commercial lending, portfolio management, and credit analysis, combined with strong leadership and relationship management skills. This role is pivotal in managing and monitoring our commercial loan portfolio, ensuring compliance with credit policies, and driving client satisfaction.
A successful candidate will have:
Strong attention to detail and time management skillsConfident and articulate communication skillsProblem resolution and critical thinking skillsProven experience and confidence in making sound business decisionsStrong business acumen regarding risk toleranceExemplary customer service experienceAbility to effectively build and maintain relationships with Emprise associates, customers, and vendorsAn understanding of and commitment to our valuesAttitude and aptitude to engage in continuous developmentEssential functions of the role:
Portfolio Management
Perform activities and conduct due diligence to manage and monitor commercial relationshipsCollect financial information and manage annual review/renewals on existing creditsMonitor credits, including interim financial statement review and borrowing base validationsUnderwrite credit applications, evaluate collateral positions, and monitor trendsModify terms and restructure loans as necessary to ensure adherence to documentation and monitoring requirementsIdentify and resolve credit weaknesses that affect the current or future likelihood of repaymentEnsure appropriate pricing for credit risk incurred and review various system reports and evaluation tools for credit deterioration trends and potential sales opportunitiesPerform customer segmentation and business trend analysis, and develop business presentations for management evaluationAnalyze customer behavior to aid in product and service decision-making, including pricing and new product developmentRelationship Management
Maintain and manage direct communication with client segments to ensure high levels of client satisfactionRespond to client requests, seek resolution, and escalate issues as neededDemonstrate a thorough knowledge of the features and benefits of all bank products and servicesAssist in new client acquisition through the underwriting and approval processIdentify potential new business opportunities and provide appropriate solutions, either directly to the client or through collaboration with Relationship ManagersMaintain strong working relationships with other bank lines of businessSupport ongoing business relationships with an emphasis on high standards of personal serviceProvide broad, multi-product banking solutions to Relationship ManagersLeadership
Demonstrate the ability to interact and cooperate with all associatesBuild trust, value others, communicate effectively, drive execution, foster innovation, focus on the client, collaborate with others, solve problems creatively, and demonstrate high integrityMaintain professional internal and external relationships that meet company core valuesProactively establish and maintain effective working relationships with all support departmentsAdhere to all internal policies, procedures, and practices in support of the bank's compliance with regulatory requirementsCommunicate with management and associates to integrate goals and activitiesServe as a resource for associates assisting business clientsSupport special projects as neededUnderwriting
Coordinate with Credit Analysis team to complete financial analysisIdentify all risks in transactions, including but not limited to cash flow leverage, collateral adequacy, guarantor support, industry considerations, and regulatory complianceMake recommendations on pricing to ensure adequate return on shareholder equityFacilitate and participate in discussions with lenders and decision-makers to maintain sound credit standards while enabling reasonable loan growthOther duties as assigned within the scope and responsibility of the job
Requirements
Bachelor's degree in business or a related discipline, or a combination of education and industry experience that meets the job requirements.Three plus years of banking experience in a growth-oriented commercial or corporate lending environment, with experience in portfolio management and/or underwriting.Thorough knowledge of credit policies, procedures, and terminology.Excellent presentation, verbal, and written communication skills.Proficiency with large server-based applications and typical desktop software.
Benefits
In addition to a competitive salary and benefits, Emprise offers professional growth, a rewarding and challenging environment, opportunities to be involved in our communities, and a culture of integrity, passion, and success. We also offer shift differential pay for bilingual candidates!
At Emprise Bank,
empowering people to thrive
means having an all-inclusive culture that honors our commitment to all dimensions of diversity in our workforce and embraces inclusion of all people. People of color, women, LGBTQIA+, veterans, and persons with disabilities are encouraged to apply.
To learn more, please visit our website at www.emprisebank.com.
Emprise Bank is an EEO/AA/ADA/Veteran Employer/Member FDIC/Drug Free Workplace.
Emprise Bank participates in E-Verify and will provide your Form-I 9 to the federal government to confirm authorization to work in the United States.