Westlake Services
Credit Analyst II
Westlake Services, Los Angeles, California, United States, 90079
Westlake Financial Services, Inc. is the largest privately held auto finance company in the United States. With 30% YOY growth and assets over $12.0 Billion, we are always looking to acquire talented individuals as we expand our presence in the Auto Finance Industry. Westlake Financial Services believes in PEOPLE with the PURPOSE and PASSION to assist our more than 25,000 dealer partners throughout North America.
Westlake Capital Finance (WCF) - Credit Analyst II
Our WCF Credit Analyst II will be assisting with all operational & underwriting functions in Westlake Capital Finance. Specifically, this position will be responsible with the management, administration, and assisting with the underwriting of our dealer revolving credit line and commercial real estate loans. Westlake Capital Finance ("WCF") is company within the Hankey Group that provides revolving credit facilities and commercial real estate loans (CRE) to independent & franchise dealerships around the country. has serviced over $1 billion in auto loan receivables. As of 2020, WPM is the fastest growing company in the entire Hankey Group. Our current servicing relationships include Wells Fargo, Bank of America, Fortress, Flexpoint Capital, Marubeni and more.
DUTIES, TASKS, RESPONSIBILTIES (include, but not limited to)
Assist Westlake team with managing new & existing borrower relationships.Act as the primary point of contact for all existing client interactions, working with variety of team members to ensure a timely response to all client requests.Assist with compiling potential borrower financial & business data for final review and approval.Send out monthly interest invoices & borrowing bases for current WCF borrowers.Request and compile monthly and annual due diligence requests for current borrowers.Build strong working relationships with clients, stakeholders, vendors and Westlake team members.Create and manage ad-hoc reporting requests from our current clients.Comfortable with working with large amounts of loan data.Assist WCF team with monthly marketing activities and analyze previous marketing campaign results.Develop tools, techniques, and standardization that will ensure repeatable results, enhance company effectiveness, client satisfaction, and overall cost efficiency.Keep informed of industry changes, trends and best practices and assess the potential impact of these changes on the organization and the client's business.Work directly with WCF team to forecast and manage all new borrower relationships.KNOWLEDGE, SKILLS, LICENSES
Strong Excel skills required.High comfort-level working with large amounts of loan data & financial data.Create, build and manage SQL & Oracle reportsPresentation skills (from initial creation to delivery)Knowledge of Laser Pro application is preferredEDUCATION
Bachelor's degree from four-year college or universityMBA preferredEXPERIENCE
5 years or more of credit analysis & loan underwriting for a lender or a bank. Preferableexperience would be at the independent or franchise dealership level.PAY RATE
Base pay of $16.78 per hour plus bonusBENEFITS
Medical, Dental, and Vision benefitsLife Insurance, Flexible Spending Account401K matchingEmployee Stock Ownership Program in a $14.2 Billion Company, plus company matchingWellness Program, Daily Team ExercisesMetro Tap Card and Metro-link ReimbursementWestlake University, Certification ProgramsCareer Path OpportunitiesDiscounts on Parks, Museums, Movie Tickets, and AttractionsAT&T Wireless DiscountsEmployee Loan AssistanceOnsite YogaAnnual Flu ShotsPaid Vacations DaysPaid Sick daysPaid holidaysHGymRental Car DiscountsDell Member Purchase ProgramUKG Wallet
ACKNOWLEDGMENTS
We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance.
We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the organization.
Westlake Capital Finance (WCF) - Credit Analyst II
Our WCF Credit Analyst II will be assisting with all operational & underwriting functions in Westlake Capital Finance. Specifically, this position will be responsible with the management, administration, and assisting with the underwriting of our dealer revolving credit line and commercial real estate loans. Westlake Capital Finance ("WCF") is company within the Hankey Group that provides revolving credit facilities and commercial real estate loans (CRE) to independent & franchise dealerships around the country. has serviced over $1 billion in auto loan receivables. As of 2020, WPM is the fastest growing company in the entire Hankey Group. Our current servicing relationships include Wells Fargo, Bank of America, Fortress, Flexpoint Capital, Marubeni and more.
DUTIES, TASKS, RESPONSIBILTIES (include, but not limited to)
Assist Westlake team with managing new & existing borrower relationships.Act as the primary point of contact for all existing client interactions, working with variety of team members to ensure a timely response to all client requests.Assist with compiling potential borrower financial & business data for final review and approval.Send out monthly interest invoices & borrowing bases for current WCF borrowers.Request and compile monthly and annual due diligence requests for current borrowers.Build strong working relationships with clients, stakeholders, vendors and Westlake team members.Create and manage ad-hoc reporting requests from our current clients.Comfortable with working with large amounts of loan data.Assist WCF team with monthly marketing activities and analyze previous marketing campaign results.Develop tools, techniques, and standardization that will ensure repeatable results, enhance company effectiveness, client satisfaction, and overall cost efficiency.Keep informed of industry changes, trends and best practices and assess the potential impact of these changes on the organization and the client's business.Work directly with WCF team to forecast and manage all new borrower relationships.KNOWLEDGE, SKILLS, LICENSES
Strong Excel skills required.High comfort-level working with large amounts of loan data & financial data.Create, build and manage SQL & Oracle reportsPresentation skills (from initial creation to delivery)Knowledge of Laser Pro application is preferredEDUCATION
Bachelor's degree from four-year college or universityMBA preferredEXPERIENCE
5 years or more of credit analysis & loan underwriting for a lender or a bank. Preferableexperience would be at the independent or franchise dealership level.PAY RATE
Base pay of $16.78 per hour plus bonusBENEFITS
Medical, Dental, and Vision benefitsLife Insurance, Flexible Spending Account401K matchingEmployee Stock Ownership Program in a $14.2 Billion Company, plus company matchingWellness Program, Daily Team ExercisesMetro Tap Card and Metro-link ReimbursementWestlake University, Certification ProgramsCareer Path OpportunitiesDiscounts on Parks, Museums, Movie Tickets, and AttractionsAT&T Wireless DiscountsEmployee Loan AssistanceOnsite YogaAnnual Flu ShotsPaid Vacations DaysPaid Sick daysPaid holidaysHGymRental Car DiscountsDell Member Purchase ProgramUKG Wallet
ACKNOWLEDGMENTS
We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance.
We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the organization.